VendorAI: Vendor Risk Check

Know who you're paying — before the money moves. VendorAI is the pre-payment due-diligence check built for bookkeepers, controllers, and small accounts-payable teams. Before you approve an invoice or send a wire to a vendor you haven't worked with before, VendorAI checks the public record and gives you a plain-English risk score backed by real, cited sources — in minutes, not a day of manual searching. WHY IT MATTERS Invoice fraud and fake-vendor scams almost always leave a trail: a business with no real registration, a website that's three weeks old, an address that's actually a mail-drop, bank details that quietly changed since the last invoice. VendorAI runs the checks that would normally take a dozen browser tabs and turns them into one number you can trust. HOW IT WORKS 1. Enter a company name plus one more identifier — address, website, email, phone, or tax ID. Or paste it from an email, or scan a document. 2. Pick Quick (4 checks) for a fast first look, or Full (11 checks) before money actually moves. 3. Get a 0–100 score in one of six plain-English risk bands, with every finding traceable to its source, date, and confidence level. 4. Decide. VendorAI never auto-approves or auto-rejects a vendor — every status change is a decision you make, always. ELEVEN CHECKS, RUN AGAINST THE LIVE WEB • Business existence & registration • Legal name match • Address — mail-drops, virtual offices, shared-address detection • Phone & email validity • Website domain age and privacy signals • Ownership / named officers • Officer background — bankruptcy, disqualification, and criminal- proceeding records for named owners, always shown with sensitive, non-definitive framing • Reputation and complaint signals • Adverse media coverage • Public records — liens, judgments, filings • Duplicate-vendor detection (free, on-device) • Invoice diff — flags changed bank details, the classic BEC pattern (free, on-device) • Conflict-of-interest screening against your own employee list (free, on-device) PRIVATE BY DESIGN There's no VendorAI server and no account to create. Every vendor record and piece of evidence lives in an encrypted database on your device. VendorAI runs on your own AI provider key — Anthropic, OpenAI, Google Gemini, Groq, or Mistral. Your subscription pays for the app; your AI provider bills your usage directly. Export or wipe your data any time. WHO IT'S FOR Solo bookkeepers, independent controllers, and small AP teams who want a second set of eyes on a new vendor — without buying into enterprise AP software or a corporate onboarding process. WHAT VENDORAI DOESN'T DO VendorAI surfaces publicly available information for your review. It never states that a person or company has committed fraud or any crime, and findings about named individuals are never presented as confirmed identity matches. It's a research aid, not a verdict — your judgment always makes the final call. Download VendorAI and run your first investigation week free. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://smvodela-sys.github.io/privacy-policy/