Vera AI: Money, Made Personal

Vera AI: Money, Made Personal

Know What's Safe to Spend

16 ratings
8 reviews
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • October 3, 2025
  • July 16, 2026

Features

Vera AI: Money, Made Personal screenshot #1 for iPhone
Vera AI: Money, Made Personal screenshot #2 for iPhone
Vera AI: Money, Made Personal screenshot #3 for iPhone
Vera AI: Money, Made Personal screenshot #4 for iPhone
Vera AI: Money, Made Personal screenshot #5 for iPhone
Vera AI: Money, Made Personal screenshot #6 for iPhone
Vera AI: Money, Made Personal screenshot #7 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

This AI-powered personal finance app provides clear guidance on safe spending, tracks expenses effortlessly, and helps you achieve savings goals. It offers 24/7 financial support and bill reminders without selling your data.

AI-powered spending guidance
Automated budget tracking
Savings goal setting and progress tracking
Bill payment reminders
24/7 AI financial support
Secure bank connections
Show original description
+2

What's New in Vera AI

5.61.6

July 16, 2026

Vera 5.0 is here — and she's sharper than ever. What's new: • Refreshed design: a cleaner, more insight-forward experience so your most important numbers are always front and center • Use Vera on desktop: your full financial picture, now accessible from any web browser • Vera Banking waitlist: sign up for automatic transfers to savings — so your money never just sits in checking doing nothing Still 100% free. No subscription. No ads. No catch

More

Subscription plans

Vera Premium Monthly

All premium features, billed monthly

$5.001 Month
How to cancel Vera AI subscription ⁉️

User reviews

Go for it!

Grate app Thank you!!

Great app

Love this app so much

Sloppy and Lazy Cash Grab

This app is 1000% vibe coded so user beware! App is not accurate at all and there are so much UI bugs that this app has vibe code for a cash grab written all over it! Whoever is the “dev” behind this app did not do their due diligence to clean up the AI slop they created and left behind. Not a polished and ready to ship app a whatsoever. Consumers, especially in fintech deserve much better than this AI slop. You guys should be ashamed of this app.
Show more

Response from developer

Hey Quinn_Spinn! This one stung, partly because it's harsh, but mostly because the "vibe coded" framing isn't accurate, and we want to push back on it honestly. Vera is AI-native. That's the whole point. But there's a real difference between an app built carelessly with AI and an app built thoughtfully with AI as a tool, by a small, dedicated engineering team that reviews and ships every release. We're the second one. The app is also free, ad-free, and doesn't sell your data — not exactly a cash grab model. Where your review has a real point, we've been shipping fast, and sometimes bugs slip through too. We'd much rather know about them than not. If you send screenshots or specifics to support@veramoney.com a real person responds, we work the list with you, and the app gets better. We reward users who help us find issues. If you'd be open to it, we'd also love to invite you into our beta program, early access to new features, a direct line to the team, and a real say in what we fix next. The users who push us hardest are usually the ones who shape the product most. We're trying to build something ambitious , a money app that's actually on your side. That comes with growing pains. Hoping you'll give us a chance to fix yours. —Sofi & the Vera team

Great App!

Really impressed with this app. It helps me track spending and manage my budget in a way that still lets me enjoy my hobbies and fund the amount of sushi required to survive the work week while saving in a way that actually feels practical for my life. It even helped me stay organized enough to buy a house!! Clean design, easy to use, and genuinely helpful.
Show more

Wrong data

I think it’s a vibe coded app. It shows incorrect balances and can’t pull historical transactions even after 24 hours. Can’t trust.

Response from developer

Hi Ghoda123 — thanks for flagging this, and sorry for the frustration. What you're describing sounds like a sync issue with your linked account rather than a calculation error on our end, but we'd really like to confirm that and get it sorted. Please email us at support@veramoney.com and we'll dig into your specific account right away.

FAQ

Does Vera have ads?

Yes, Vera contains advertisements. The app is free to use and offers additional features through its subscription plans.

What is the Vera Premium Monthly subscription cost?

Vera Premium Monthly is priced at $5.00 per month, providing access to enhanced features and an ad-free experience.

How secure is Vera with my financial data?

Vera is designed with privacy in mind, encrypting your data and allowing you to control connected accounts. You can disconnect or delete your data at any time.

What devices does Vera support?

Vera is available on iPhone, iPad, and iPod devices, ensuring accessibility for a wide range of Apple users.

How often is Vera updated?

Vera was last updated on March 22, 2026, indicating regular maintenance and potential feature additions to improve the user experience.

What is the age rating for Vera?

Vera has an age rating of 12+, making it suitable for teenagers and adults managing their finances.

Can Vera help me avoid overdraft fees?

Yes, Vera tracks upcoming bills and sends smart reminders to help you avoid overdraft fees and late payments before they occur.

What makes Vera different from other budget apps like Mint?

Vera is highlighted as a smarter, truly free alternative to apps like Mint, emphasizing its AI coaching, no subscription requirement, and commitment to not selling user data.