Track your spending, plan for payday and build better money habits with VULT. Your budget, receipts, bills and savings goals in one place, without connecting your bank account.
See money in, money out and what's left to spend. Add your own figures, scan a receipt or import a statement, then check the details before saving.
- Budget around your payday. Choose weekly, fortnightly, monthly or yearly budgets. Set your own groups and limits, plan the next period and see how much is left to allocate.
- Spend less time entering receipts. Scan a receipt, then review its items, categories and total before adding the expense. Your Receipt inbox keeps unfinished scans together. Import PDF or CSV bank statements too.
- Ask Finance Manager. Get AI answers based on your VULT budget, ask about a specific purchase and pick up your private conversation later. Ask it to prepare an expense or income entry, then review and confirm it before anything is saved.
- Make a habit of checking in. Earn XP, build a streak, grow your tree and unlock achievements as you use VULT. Daily Money Checks and reminders help you keep up. Rewards celebrate progress; they do not add cash or change your balances.
- See the bigger picture. Track accounts, savings goals, investments, property and debts together. Compare debt repayment approaches, follow your net worth and export a PDF money report with spending, cash flow and budget charts.
- Budget together. Share a household budget with a partner or housemate, and discuss a purchase with the transaction attached to your chat.
Start by logging a real expense during setup, manually or with a receipt scan, before choosing a subscription.
Made in Australia, with Australian dollars and no ads. Lock the app with Face ID or a passcode. Your core budget stays available offline; AI features, statement import, chat and sync need an internet connection.
VULT offers monthly and annual auto-renewing subscriptions. A subscription is required for ongoing access after setup. Prices and any eligible introductory offer are shown before purchase. Payment is charged to your Apple Account at confirmation. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in your Apple Account settings.
Terms of Use: https://getvult.club/terms/
Privacy Policy: https://getvult.club/privacy/
VULT provides general budgeting information, not personal financial advice.
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