Wallet Optimizer

Wallet Optimizer

Never guess which card to use

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Free

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Details

  • Released
  • Updated
  • September 1, 2026
  • September 1, 2026
Wallet Optimizer screenshot #1 for iPhone
Wallet Optimizer screenshot #2 for iPhone
Wallet Optimizer screenshot #3 for iPhone
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About

Wallet Optimizer tells you which credit card to use, before you tap to pay. Add the cards you already carry, along with their cashback rates by category — dining, groceries, gas, travel, and more. Wherever you go, Wallet Optimizer detects the kind of place you're at and instantly surfaces the card in your wallet that earns you the most back there. HOW IT WORKS • Walk into a coffee shop, gas station, or store — Wallet Optimizer recognizes the category and recommends your best card for it • See every card ranked by cashback rate for that category, not just the top pick • Browse all your rewards by category, or by card, whenever you want to compare • Scan a card to add it — no manual typing of numbers BUILT AROUND YOUR PRIVACY Wallet Optimizer has no account, no backend server, and no analytics. Your cards and reward rates are stored only on your device. Location is used to find nearby places and is never collected or seen by us. Stop guessing. Stop leaving cashback on the table.
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What's New in Wallet Optimizer

1.0

September 1, 2026