Wallet Story - Expense Manager

A bank account finally behaves like one • Deposit interest. Record the rate, the term and when it pays, and the app works out what has accrued, reminds you when it matures, and gives you a schedule so a payout can be recorded. • Tell me when an account runs low, with a threshold per account. • Recurring fees, such as the monthly maintenance charge or the annual card fee. • Reconcile against your real balance: write down what the bank says today and the app keeps it as a checkpoint to measure drift against. • Import a statement PDF, password-protected ones included. The app reads the rows, matches them against what you have already recorded, and shows you the handful worth looking at rather than a hundred rows to scroll. Nothing is written until you press import. Credit cards • The minimum payment, and what paying only it will cost you. The app could say what a bill comes to and never the smallest amount that keeps it out of arrears. • The annual fee and the month it lands, with a reminder in the weeks beforehand, which is the only time asking for a waiver actually works. Your profile answers the questions people actually have Can I get back in if I lose this phone: one card says whether your account can be recovered, and offers the fix. When does my subscription end and where do I cancel it: both on the card, with one action that goes to the right place. Who is signed in, along with shared books and cloud storage, is now on the Manage tab. Devices Your other devices are told when a new one signs in, which matters most for QR sign-in. Sign out every other device in one action, for the lost-phone case where you cannot be expected to work out which row the lost phone is. Pro accounts get 10 slots. Secret Note • Check your passwords against known public breaches. Opt-in, and the password never leaves the device: only the first five characters of its hash are sent. • A section for recovery codes, and which of them you have already spent. The usual place for those was a screenshot in the camera roll. • A passphrase check-in: the vault has no recovery by design, so somebody who has unlocked with a fingerprint for months is asked, occasionally, to prove they still remember it. • Copy a username or password straight from the list. Reading Log Ask for a book recommendation based on what you have actually read, with every suggestion checked against a real catalogue so nothing invented reaches you. Plus an Insight tab of its own, a year in review, a reading timer, re-reads, series tracking, streak reminders, and what your books have cost you. Also • A reminder to record a dividend once its payment date arrives. A payout nobody records is missing from the portfolio return and from the tax figures built on it. • The cash-flow forecast can finally see money coming in. Spending was always estimated from your history while money could only come in through something with a date on it, so anyone whose income is not a scheduled item saw zero every month. • Share your net worth as a picture, with the amounts hidden by default. Fixed • A sign-in could empty a device, and the backup that followed destroyed the way back. Reported as "my data came back with only 2023 in it"; the cloud was never short. Now signing back in as the same account merges instead of wiping, an automatic backup refuses to run over a device that has just shrunk, a restore states what is in the file against what is on the device before replacing anything, and an interrupted download keeps the newest records rather than the oldest. • The forecast lost a credit card it could not date, and every foreign-currency row, so a month spent abroad read as a month of almost no spending. • A keyboard that could not be put away, over a save button it covered, on the note and task forms. • An option row that did nothing when tapped, which made receiving a loan interest payment from its schedule impossible. • The reading log dropped fields you had filled in when saving a book.