
Wary: Budget & Expense Tracker
Envelope budgeting, offline
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Free
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About
Wary helps you take back control of your money, simply.
To build wealth, you first need to know where your money goes. Wary is a clear and fast budget app designed for everyone — working 100% offline, with no bank connection and no sign-up required.
YOUR ENVELOPES, YOUR BALANCE
Organize your money into simple envelopes: Savings, Needs, Wants, and Unexpected. See at a glance what you have left in each category.
THE GOLDEN RULE OF SAVING
Wary automatically puts 10% aside before anything else. Build your savings effortlessly.
SCAN YOUR RECEIPTS
Snap a photo of a receipt: Wary reads the amount, date, and merchant, then pre-fills your expense. Just check, confirm, and it’s saved.
TRACK AND UNDERSTAND YOUR SPENDING
Daily, monthly, and yearly tracking. Clear charts show you where your money actually goes and how much you're saving.
STAY ON TRACK
Get alerts whenever you approach or exceed an envelope's budget. No more bad surprises at the end of the month.
ANYWHERE IN THE WORLD
Wary automatically adapts to your country, currency, and language. Available in multiple languages.
YOUR DATA BELONGS TO YOU
Everything stays on your device. No banking data required, no mandatory account, and no data sent elsewhere. Export and back up your data whenever you want.
A DAILY BOOST OF MOTIVATION
An inspiring quote about money and success every day to keep you on course.
Wary is free. Install it now and start knowing exactly where your money goes today.
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What's New in Wary
1.3.1
October 14, 2026
Wary 1.3.1 — our first major update since launch. - The keyboard no longer hides input fields - Buttons respond on the first tap - Your savings amount is now editable - Record an expense with a past date - Move leftover envelope funds into savings - Detailed savings tracking in Analysis - Reorder your items with the ▲▼ arrows - Switching language now translates the whole app - Currency and date formatting fixes
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