Watan Ledger is the daily hisab book for sarafs, rebuilt for your phone.
If you run a sarafi, your ledger is your business. Watan Ledger keeps every customer balance, every hawala and every currency position in one place, so you always know who owes what, in which currency, and exactly where the day ended.
WHAT YOU CAN DO
• Customer accounts: open an account for every customer and see a running balance at a glance
• Hawala records: note each hawala with sender, receiver, agent, amount and currency, and keep the whole chain in one view
• Multi-currency: AFN, USD, PKR, AED, EUR, GBP and more, each tracked as its own position
• Account-to-account entries: record a movement between two customer accounts and keep both sides in step
• Statements: build a clear statement for any customer over any date range and share it on WhatsApp or by email
• Qarz and settlements: see what is lent, what is owed and what has been settled
• Daily activity: one feed of everything entered today, so nothing is lost at closing time
• Works offline: write your records without a signal; they sync when you are back online
• Your language: full English, Dari and Pashto
WHY SARAFS USE IT
Paper daftars get lost, water-damaged and argued over. A spreadsheet on a laptop is never with you at the counter. Watan Ledger puts the same hisab you already keep into your pocket, in your own language, with the balances worked out for you and a statement you can send to a customer in seconds.
IMPORTANT WHAT WATAN LEDGER IS NOT
Watan Ledger is a bookkeeping and record-keeping tool. It does not move money. It is not connected to any bank, payment network or remittance service, it never holds or transmits funds, and it cannot send, receive or settle a payment. Every figure in the app is a record you typed yourself about business you conducted outside the app. You remain responsible for your own licensing, tax and anti-money-laundering obligations in your jurisdiction.
SUBSCRIPTION
Watan Ledger is free to download and starts with a 3 months free trial with full access to every feature. After the trial, choose the length that suits you:
There is one product at four lengths; no feature is locked behind a higher tier.
Terms of Use: https://www.watanledger.com/terms/
Privacy Policy: https://www.watanledger.com/privacy
SUPPORT
Questions, or help with your account: help@watanledger.com
Watan Ledger is a product of IOHEC LTD, registered in England and Wales, company number 12595099.
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