Watheq: Digital Debt Contracts
Personal Loan Agreements
About
This app provides a secure and transparent platform for documenting personal loans and shared debts between individuals. It facilitates the creation of legally robust agreements with virtual witnessing and real-time settlement tracking, all while strictly adhering to interest-free principles.
What's New in Watheq
1.7.0
April 11, 2026
1. Cleaner App Logs - Replaced informal log messages with proper ones that automatically hide in live app builds, keeping sensitive information more secure. 2. Stability & Display Fixes - The greeting on the dashboard now handles missing name information more gracefully, avoiding unexpected crashes. Identifying guest witnesses on contracts is now more reliable, ensuring they display correctly every time. 3. Better Error Handling - When submitting feedback fails, the app now properly catches the issue and notifies the user instead of failing quietly in the background.
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FAQ
What is Watheq?
Watheq is the world's first collaborative digital ledger designed specifically for personal loans, shared expenses, and debts between individuals. It helps document these financial arrangements clearly and securely.
Does Watheq support interest-bearing loans?
No, Watheq is built exclusively for benevolent, 0% interest loans. It helps communities support each other without the burden of usury or predatory lending.
How does Watheq ensure security?
Watheq utilizes bank-grade security measures, including strict biometric App Locks (FaceID/TouchID) and military-grade encryption, to protect your financial data.
Can witnesses sign agreements without the app?
Yes, witnesses can securely review and attest to the terms of an agreement via a quick link without needing to download the Watheq app.
What currencies does Watheq support?
Watheq offers full support for USD, GBP, EUR, SAR, AED, TZS, and many other currencies, with automatic dashboard aggregation.
How often is Watheq updated?
The app was last updated on April 11, 2026, indicating a commitment to ongoing development and maintenance.
What devices is Watheq available on?
Watheq is available on iPhone, iPad, and iPod devices, supporting both light and dark modes for global accessibility.
Is Watheq free to use?
Yes, Watheq is free to download and use, with potential in-app purchases for additional features or services.