Wealth: Money Manager

Wealth is a money tracker for people whose lives don't fit into a single currency. Most finance apps make you pick one currency and quietly convert everything else into it, at a rate you never get to see. Wealth doesn't. An account holds money, not a currency: a single travel account can hold several currencies at once, and Wealth shows you each one. Balances, budgets and net worth are grouped by currency, so every number on screen is money you actually have. When you do want a single number, you get it on your terms: a net worth total in your home currency, converted at published daily rates, with the rate used for each currency shown right next to it. ACCOUNTS Cash, bank, credit card, savings, investment and crypto accounts, each holding any mix of currencies. Give each account its own color and icon so your list is easy to scan. SPENDING Log income, expenses and transfers, then categorize and search them. Filter by account, category, date or currency, and see a breakdown of where your money went each month. BUDGETS Set monthly limits per category, each in a single currency and tied to the calendar month, not the day you created it. Grocery budgets in two different currencies are tracked separately, because they answer different questions. RECURRING PAYMENTS AND INSTALLMENTS Salary, rent and subscriptions show up right on schedule. For credit card installments, enter the full purchase price and the number of payments. Wealth splits it exactly, so your monthly amounts always add up to what you paid. SAVINGS GOALS Set a target amount and a deadline, and track your progress toward both. INVESTMENTS AND CRYPTO Track gold, silver, foreign cash, funds and crypto. Built-in presets handle the details, like measuring gold in grams. Buying an asset moves money instead of creating it: the cash leaves the account you choose and becomes a holding, so your net worth doesn't jump when you buy and the purchase isn't counted as spending. Gains are shown only when the cost and the current price are in the same currency. Otherwise, Wealth shows nothing rather than guessing an exchange rate. MEAL CARDS, GIFT CARDS AND VOUCHERS Keep them in your wallet alongside everything else, counted exactly where they belong. PRIVATE AND PRECISE Your net worth stays hidden until you tap to reveal it, and hides again whenever you leave the app. Gains and losses are never shown by color alone, so they're easy to read for everyone. Amounts are stored exactly, to the smallest unit of each currency, with no rounding errors. Available in English, Turkish, French, German and Russian, and you can switch languages inside the app without changing your phone's settings. A free account is required. Your data syncs across all your devices.