WealthView: Pension Planner UK

New in the app: 1. Brand new look and feel to the app, more modern user experience with the addition of 'app launcher' for future WealthView eco system apps 2. Different drawdown at different ages. You can now set your income to change at any age — spend more in your active early-retirement years and less later (the "go-go / slow-go / no-go" pattern). It's under Advanced Scenarios as "Income Change", and you can stack a few to build distinct bands for your 50s, 60s and 70s. 3. Cash, money-market funds, bonds and gilts growing at a sensible rate. You can now tag any account in your retirement pot as "lower-growth" (a shield toggle) and set the rate those holdings grow at, separately from your main growth rate. So gilts and bonds no longer get projected as if they were equities. Importantly, this changes growth only — a gilt inside a SIPP is still treated as pension money for tax and lump-sum purposes. Hold these wherever they actually sit; no need to move them around. 4. Taking the tax-free lump sum in chunks. Beyond the single lump sum at retirement, you can now model phased tax-free cash (Flexi-Access Drawdown). You can take it once, for a set number of years, or every year until your £268,275 allowance is used up. 5. Gifting. You can now record a gift at any age, which reduces your pot at that point (under Advanced Scenarios "Gift").