Best WhatsPAY alternatives: apps like WhatsPAY

10+ similar apps compared and reviewed

3.4 avg rating
10 free apps
Updated November 2026

WhatsPAY is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to WhatsPAY

3.8(4 ratings)
Free
Cashless Africa screenshot 1
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Manage your money globally with a single app. Create virtual cards for online purchases, reload funds from anywhere, and utilize a multi-currency wallet. Experience simple, fast, and transparent financial control.

3.8(6 ratings)
Free
Monniz - Transfert & Paiement screenshot 1
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Manage your finances in Africa with this app. Send and receive money instantly, save for your goals, and access a virtual USD card for online payments. It also offers cryptocurrency trading, gift cards, and bill payments.

More apps like WhatsPAY

4
PIORABANK
PIORABANK
PIORABANK
by Orabank Togo
Free

This platform enables instant money transfers between various financial institutions across a region. It allows citizens to make secure and interoperable payments in seconds, available 24/7.

Instant fund transfersInteroperable between financial institutionsSecure payments
💰 Finance
(4)
free
5
Money Fusion
Money Fusion
Money Fusion
by SC DIGIT@L LTD
Free

This app simplifies financial transactions across Africa for businesses, entrepreneurs, and individuals. It allows secure and fast sending and receiving of payments, integrating various mobile payment solutions and enabling online store creation.

Integrate mobile payments (Orange Money, MTN Money, Wave)Create online storesGenerate custom payment links
💰 Finance
(25)
free
6
Solimi
Solimi
Solimi
by SOLIMI
Free

Manage your money securely and easily with this financial application. Purchase and top up prepaid cards, make secure payments online and in-store, and track your income, expenses, and savings all within the app.

Purchase physical and virtual prepaid cardsTop up cards via mobile money, bank transfer, or cashMake secure online and in-store payments
💰 Finance
(134)
free
7
Moov Money TG
Moov Money TG
Moov Money TG
by Moov Africa Togo SA
Free

Access all your mobile money services with a modern design. Securely send money, withdraw cash, pay bills, and manage your account from anywhere in the world.

Money transferCash withdrawalBill payment
💰 Finance
(3)
free
8
Chance 8 Invest
Chance 8 Invest
Chance 8 Invest
by ANONYEDGE
Free

Learn to manage and grow your money with this interactive financial education app. It offers courses, simulations, and expert advice for beginners and experienced users alike to build financial autonomy and make informed investment decisions.

Interactive courses and modulesFinancial simulations and case studiesQuizzes and skill assessments
💰 Finance
(1)
free
9
Mixx Togo
Mixx Togo
Mixx Togo
by HOLDING TOGOLAISE DES COMMUNICATIONS ELECTRONIQUES (TOGOCOM) SA.
Free

Manage your money securely and efficiently with this financial platform. Send money, pay bills, buy data plans, and save, all from a single app. Features include instant transfers, QR code payments, and biometric security.

Instant money transfersSimplified bill paymentsQR code payments
💰 Finance
(1.8K)
free
10
Fiducy
Fiducy
Fiducy
BRVM, lisible et actionnable
Free

Track stock and bond prices, view company fundamentals, and manage a virtual portfolio. Learn about the stock market through educational modules and stay updated with financial news. All features are free to use.

Real-time market data (stocks, bonds, indices)Detailed company fundamental dataVirtual portfolio tracking and performance analysis
💰 Finance
(0)
free