
Wise Money - Budget Tracker
Offline budget & debt tracker
About
Manage your finances privately and offline with this comprehensive budget tracker. Record income and expenses, track debts, and visualize spending habits without needing an account or internet connection. Your financial data remains securely on your device.
What's New in Wise Money
1.3.0
August 14, 2026
- add currency per account - new user guid tour - make source input optional - easy input when add new income
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FAQ
Does Wise Money have ads?
No, Wise Money is completely ad-free. The app is designed with user privacy in mind and does not display any advertisements.
Is Wise Money free to use?
Yes, Wise Money is available for free. There are no costs associated with downloading or using its core budgeting and tracking features.
What devices is Wise Money available on?
Wise Money is compatible with iPhone and iPad devices. It is designed to work seamlessly across Apple's mobile ecosystem.
How secure is my financial data with Wise Money?
Your financial data is highly secure as it remains entirely on your device. There is no account creation or cloud syncing, ensuring your ledger never leaves your phone or tablet.
Can I track money lent and borrowed with Wise Money?
Yes, Wise Money includes a dedicated feature to track who owes whom. You can record debts, set due dates, and easily settle them within the app.
How often is Wise Money updated?
The latest version of Wise Money is 1.3.0, last updated on August 14, 2026. Updates typically focus on improving functionality and user experience.
What is the age rating for Wise Money?
Wise Money has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content.
Can I export my financial data from Wise Money?
Yes, you can export a complete backup of your financial data to a single file. This allows you to easily import it onto a new device if needed.





