WiseSpend: Credit Flow

WiseSpend: Credit Flow

Your credit, under control

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Free
In-App Purchases

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Details

Released
April 6, 2026
Updated
October 5, 2026

Features

WiseSpend: Credit Flow screenshot #1 for iPhone
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About

WiseSpend helps you take real control of your credit cards in one place. Track balances, statement debt, key due dates, and installment purchases with a clean, easy-to-understand view. If you want less guesswork and more clarity every month, WiseSpend is built for you. What you can do with WiseSpend: • Add and organize your credit cards • View used balance, credit limit, and statement debt • Check statement closing and payment due dates per card • Add transactions quickly • Edit or delete transactions anytime • Track installment purchases in detail • See payment progress, monthly amount, and remaining balance • Review recent activity and transaction history by period • Mark cards as paid to keep data up to date • Protect access with Face ID and/or PIN • Choose your preferred app theme (light, dark, or system) Built for clarity and control WiseSpend is designed to give you useful context, not just numbers. With a visual overview of your cards and activity, you can quickly understand what you owe, what’s coming next, and how your monthly commitments are evolving. Privacy and security Your data stays yours. You can protect app access with Face ID or PIN for an extra security layer. Great for: • People who use one or multiple credit cards • Anyone managing installment purchases • Users who want to avoid missed payments and stay organized • Anyone who wants a clearer day-to-day view of their credit Make smarter credit decisions, reduce financial stress, and stay in control with WiseSpend. Terms of ​Use (​EULA): https://www​.apple​.com​/legal​/internet​-services​/itunes​/dev​/stdeula/ Privacy Policy: https://getwisespend.com/privacy.html
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What's New in WiseSpend

v2.0

October 5, 2026

WiseSpend 2.0 brings a fresh look and more tools to help you stay on top of your credit cards. • New navigation with direct access to Overview, Cards, History, and Settings. • An improved iPad experience with sidebar navigation and layouts that make better use of your screen. • View your total debt, credit limits, and available credit in the Cards section. • Record partial or full card payments and keep track of credit balances. • See billed installments separately from those confirmed as paid. • Hide your amounts and choose to keep them hidden when you open the app. • Filter transactions by card, browse previous periods, and export CSV reports with WiseSpend Pro. • Improvements to statement closing and payment due reminders, save confirmations, and iCloud management.

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Subscriptions & In-App Purchases

WiseSpend Pro Monthly

All pro functions to use the app

$2.991 Month
14 Days trial
How to cancel WiseSpend subscription ⁉️

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