
WiseSpend: Credit Flow
Your credit, under control
0 ratings
Free
In-App Purchases
Rating summary
About
WiseSpend helps you take real control of your credit cards in one place.
Track balances, statement debt, key due dates, and installment purchases with a clean, easy-to-understand view. If you want less guesswork and more clarity every month, WiseSpend is built for you.
What you can do with WiseSpend:
• Add and organize your credit cards
• View used balance, credit limit, and statement debt
• Check statement closing and payment due dates per card
• Add transactions quickly
• Edit or delete transactions anytime
• Track installment purchases in detail
• See payment progress, monthly amount, and remaining balance
• Review recent activity and transaction history by period
• Mark cards as paid to keep data up to date
• Protect access with Face ID and/or PIN
• Choose your preferred app theme (light, dark, or system)
Built for clarity and control
WiseSpend is designed to give you useful context, not just numbers. With a visual overview of your cards and activity, you can quickly understand what you owe, what’s coming next, and how your monthly commitments are evolving.
Privacy and security
Your data stays yours. You can protect app access with Face ID or PIN for an extra security layer.
Great for:
• People who use one or multiple credit cards
• Anyone managing installment purchases
• Users who want to avoid missed payments and stay organized
• Anyone who wants a clearer day-to-day view of their credit
Make smarter credit decisions, reduce financial stress, and stay in control with WiseSpend.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://getwisespend.com/privacy.html
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What's New in WiseSpend
v1.6
July 12, 2026
You now have more control over how your data is saved. Choose whether to sync with iCloud or keep your information only on this device. When switching modes, WiseSpend helps move your cards and transactions safely, avoiding duplicate items whenever possible. This update also improves data recovery when installing on a new device and lets you dismiss iCloud status messages when they are not needed.
MoreSubscription plans
WiseSpend Pro Monthly
All pro functions to use the app
$2.991 Month
14 Days trial3
In-App Purchases
$29.99
WiseSpend Pro Lifetime
One time purchase for life









