Wizo: Owed, Lent & Debts

Wizo: Owed, Lent & Debts

IOU, EMI, Cashflow & Savings

1 ratings
1 review
Free
In-App Purchases

Details

Released
August 17, 2026
Updated
October 28, 2026

Features

Wizo: Owed, Lent & Debts screenshot #1 for iPhone
Wizo: Owed, Lent & Debts screenshot #2 for iPhone
Wizo: Owed, Lent & Debts screenshot #3 for iPhone
Wizo: Owed, Lent & Debts screenshot #4 for iPhone
Wizo: Owed, Lent & Debts screenshot #5 for iPhone
Wizo: Owed, Lent & Debts screenshot #6 for iPhone
Wizo: Owed, Lent & Debts screenshot #7 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Track expenses, manage debts, and set budgets with an AI-powered financial assistant. Log transactions, monitor loans and subscriptions, and gain insights into your spending habits. Get reminders for upcoming bills and track your net worth.

✓AI expense tracking
✓Debt and IOU management
✓Loan and EMI tracking
✓Budget and savings goals
✓Subscription management
✓Receipt scanning
✓Financial insights
Show original description
+1

What's New in Wizo

2.6.1

October 28, 2026

• Smarter daily reminders. Reminders now follow your device's time zone, so they arrive at the right time wherever you are. • The daily reminder is on by default and skips days you've already logged. • Tapping an app update notification now takes you straight to the App Store.

More
2

Subscriptions & In-App Purchases

$3.99

100 AI Credits

100 credits for AI chat and receipt scans.

User reviews

Excellent AI chat

Have been using Wizo AI app for a few weeks now. My favourite feature is the AI chat. Super clean, visually clear and help me to stay on track

Developer apps

FAQ

Does Expense Tracker: Wizo AI have ads?

No, Expense Tracker: Wizo AI is ad-free. The app is free to use with optional in-app purchases for AI features.

What are the AI features in Expense Tracker: Wizo AI?

The AI assistant can answer questions about your spending in plain English, help prepare transactions, and scan receipts to extract merchant, amount, date, and category information.

How does Expense Tracker: Wizo AI handle debts and IOUs?

You can record money lent or borrowed against contacts, view each person's balance and payment history, and settle up in a tap. Debts owed to you contribute to your net worth.

Can Expense Tracker: Wizo AI track loans and installments?

Yes, it can track loans with flat or reducing interest, provide EMI calculations and installment schedules, and manage purchases made on EMI with payment reminders.

What kind of budgets and savings goals can I set in Expense Tracker: Wizo AI?

You can set weekly, monthly, yearly, or custom-period budgets with alerts as you approach limits. Savings goals can be created for various purposes like emergency funds or retirement, with deadlines and linked accounts.

How often is Expense Tracker: Wizo AI updated?

The latest version, 2.5.0, was last updated on October 2, 2026. Updates typically include new features, bug fixes, and performance improvements.

What devices support Expense Tracker: Wizo AI?

Expense Tracker: Wizo AI is available for iPhone and iPad, supporting offline tracking as records are stored locally first.

Is my financial data secure with Expense Tracker: Wizo AI?

Your records are stored on your iPhone first for offline access. Signed-in users benefit from automatic backup to a private Google Drive folder. You can also export your data to a compressed .wizo backup file.