Worth - Banking & Credit
Build credit, earn wireless
About
This app offers FDIC-insured banking with no monthly fees, alongside tools to build credit history by reporting your regular financial activities. Users can also earn free wireless service by performing specific actions within the app.
What's New in Worth
1.5.1
May 24, 2026
We added app version to authentication API payloads to support forced update enforcement for outdated builds
Developer apps
FAQ
What is Worth?
Worth is a finance app that combines FDIC-insured banking with no monthly fees, credit building tools, and the ability to earn free wireless service. It focuses on recognizing your financial character through consistent bill payments and deposits.
How does Worth help build credit?
Worth builds your credit by reporting your routine financial activities, such as depositing money, paying bills, and receiving validation from family members, to major credit bureaus. This helps establish a credit history even if you don't have prior credit experience.
How can I earn free wireless service with Worth?
You can earn free wireless service by completing three key actions: funding your account with a deposit, setting up direct deposit, and either paying your rent or inviting friends who fund their accounts. Each friend invited and funded earns you an additional month of service.
Is Worth free to use?
Yes, the core banking and credit building features of Worth are free forever, with no hidden fees or surprise charges. A premium tier is available for $35/month which includes unlimited nationwide talk, text, and 5G data.
What are the security features of Worth?
Worth provides FDIC-insured accounts, ensuring your deposits are protected up to the standard insurance amount. The app also focuses on verifying user identity to maintain account security.
What devices does Worth support?
Worth is currently supported on iPhone and iPod devices. It is designed for mobile use on these platforms.
How often is Worth updated?
The latest version of Worth is 1.5.1, and it was last updated on May 24, 2026. This indicates a relatively active development cycle for the app.
What is the age rating for Worth?
Worth has an age rating of 9+, making it suitable for younger users to begin learning about financial management and credit building.