Worthy Financial User Reviews

Customer Experience

Positive experience36.5% of reviews
Neutral8.1% of reviews
Negative experience55.4% of reviews

~ Based on 74 written reviews from the US App Store.

Is Worthy Financial Safe?

Worthy Financial - Earn 5% appears mostly safe based on user ratings. AppsHunter Safety Score for Worthy Financial is 72/100.

This assessment is based on 151 user ratings, with an App Store average of 3.6/5.

Safety Analysis

64.9% of ratings point to a safe experience
6.0% of ratings suggest some concerns
29.1% of ratings point to a risky experience

~ Based on 151 App Store ratings for Worthy Financial.

Is Worthy Financial Legit?

Worthy Financial - Earn 5% appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Worthy Financial is 78/100.

Based on 78 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Thieves

They will steal your money

Scam

Junk bonds pretending to be safe investments. Only invest if you wanna lose your money. Terrible company

Don’t use this!

Very risky! They will take all of the investment even though they claim it is backed my collateral. I guess they just used hopes and dreams because they didn’t give me a single penny back!

Risky Company - Avoid!

Bonds have been declared worthless with no compensation. This is not low risk.

A Fkn joke

Not only has the app never worked, but they scam people out of their money and aren’t able to refund everyone their money yet they’re still advertising. They also sold your data. Good luck removing your information, getting your money back, and retrieving data.

Not to be trusted

I’ve lost everything I put into worthy, but they keep pretending to give interest

Unhappy

Not happy with this or other apps that promote 1 rate and then give you less than advertised

WARNING - YOU WILL LOSE YOUR MONEY!

THIS IS A HORRIBLE COMPANY THAT SCAMS PEOPLE OUT OF THEIR MONEY. DO YOUR SELF A FAVOR & JUST PUTNYPIR MONEY INTO AN S&P 500 ETF.

Complete scam

Complete scam - withholding withdrawals so you can’t get your money out if you invest - beware, like other reviews say this is financial fraud. 0 stars.

Scam

DO NOT INVEST YOUR MONEY WITH THIS COMPANY!

Their Bonds are junk. They will gladly take your money and when the Bonds mature they will state your Bonds are on hold for withdrawal.

I am currently going on 6 years of my money on hold with their bonds!

Contacted customer support and was told nothing they can do.
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Do not use!

Worthy has paused withdrawals from some of their offerings for over 2 years now. Do not use this service as there is no guarantee that you can withdraw your money, despite what they say. People have lost thousands investing in this “safe” investment. You are better off getting a high yield savings account at a place such as Raisin or Lending Club.
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⚠️ Important Warning

Worthy Financial’s “Worthy Bonds” have experienced multiple pauses on redemptions and defaults on loan repayments, leading to significant liquidity issues for bondholders. Several investors have reported that bonds purchased as early as 2019 remain unredeemed, with the company citing difficulties collecting from underlying borrowers .

Because of these ongoing redemption problems and the company’s negative equity position, investing in Worthy Bonds carries a high risk of loss.
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Do not trust this company

Many people, including myself have money stuck in two of their “offerings” you can find this info on Reddit and other reviews. They ran out of money to pay back the people that invested in them. Don’t do it. Just find a FDIC insured HYSA or just invest in the market. Avoid these junk bonds.

Don’t invest

Don’t invest any money with Worthy. I have had money stuck with them for over 5 years and I can’t get it out. The risk is too high for the potential return they offer. Just stay away!

It’s a scam

They steal your money / my bonds have been unwithdrawable literally for over 2 years now - BEWARE

AVOID: SCAM

I have been waiting 2 years now to be able to withdraw my money and there is no one you can talk to about it. When I use their chat, which is automated, I later get the same canned email that they are working on things and don’t know when I might be able to withdraw my money. Same response over and over.

Avoid at all costs. I learned my lesson and likely lost my money to them.
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WELL worth it

I’ve used them for a few years now. Draws a great interest rate and very simplistic to use. Highly recommend!

Unworthy

I had been investing in bonds through them for years until I needed to pull them out, and when I initially invested, I was led to believe I could liquidate at any time, but I went to pull my money out, and it was frozen. This is unacceptable. I will never invest with them again. Period.

Scam

These bonds are scams. They seem legitimate but they have frozen withdrawals (meaning they won’t give you your money back) while concurrently accepting more money.
You probably won’t get the money you put into this back. Better off at the roulette wheel.

Ok App But Don’t Trust Them With Your Money

It was all fine until they froze withdrawals from my account. Now I can’t get any of my money out.