wunderBudget

wunderBudget helps keep you under budget. Connect to your real bank accounts, let AI categorize every transaction automatically, and get a clear picture of where your money goes — without the spreadsheet. BUDGETS THAT ACTUALLY WORK Most budget apps make you do all the work. wunderBudget syncs your transactions automatically, then uses AI to sort them into categories. You review, confirm, and move on. Set a monthly limit on any category. The dashboard shows what to watch and what you planned — so nothing slips through. CONNECTED TO YOUR REAL FINANCES wunderBudget uses Plaid to connect directly to thousands of banks and credit unions. Checking, savings, and credit cards — all in one place. Transactions appear automatically, with a badge on the Transactions tab so you always know when something new arrives. No manual entry, no CSV uploads. AI THAT LEARNS YOUR HABITS Every transaction is analyzed by AI and assigned to the right category. High-confidence matches are applied automatically. Anything uncertain lands in a review queue — a quick swipe confirms it and teaches the app your preference for next time. A DASHBOARD BUILT AROUND HOW YOU THINK Pacing card — whats the budget, what's been spent to date. Spending — Three tabs. One honest view of your month: —Over Budget — categories where you've exceeded your limit —On Track — categories running under budget —Goal Met — categories that have their spend met for the month. Savings Goals — assign a budget category and track progress automatically Recent Activity — the 5 most recent transactions from the last import. Navigate back through a previous month dashboard to review your spending history in the same familiar layout. MEET CHIP, YOUR AI FINANCIAL ASSISTANT Chip is wunderBudget's built-in AI assistant. Ask anything about your finances in plain English and get an instant, accurate answer drawn from your own data. · "Gas last month" · "What was over budget in May?" · "Compare dining in April vs May" · "How much can I still spend on dining this month?" · "What are my recurring charges?" · "How am I doing on my savings goals?" Ask for a monthly summary — "Summarize May" — and Chip writes a plain-English analysis of your spending. Then keep the conversation going: "Where can I cut back?" "What should I focus on next month?" Chip is also available as an in-app support assistant — tap the chat bubble anywhere to get help with features and settings without leaving the app. Your questions are parsed by Claude to understand intent. Your transaction data never leaves your device. REPORTS THAT ACTUALLY TELL YOU SOMETHING Spending Breakdown — where every dollar went this month Monthly Trends — income, expenses, and net across 6 months Deep Dive — zoom into any category, month by month Credit Card Dashboard — balances, spending, and payment status Net Worth — bank accounts, liabilities, and manual assets in one number PRIVATE BY DESIGN Your email is never stored in the app database. Financial data stays in an on-device local store. Two-factor authentication is required on every account. Lock with Face ID or Touch ID — the app hides financial data in the app switcher and locks automatically after inactivity. PRICING wunderBudget is free to explore with a 7-day trial — no charge until the trial ends, cancel anytime. Monthly: $7.99/month Annual: $69.99/year — save 27% compared to monthly Both plans include all bank connections, the full Reports suite, Chip AI Insights, and Net Worth tracking. Terms of Use: https://wunderbudget.com/terms.html