Xayo App User Reviews

Top reviews

Doesn’t even work

Whenever I put in my card information to pay the $1.95 fee for cash advance, it just says card error and please contact support. Even though all my card info is correct, and after I emailed their support the emails got rejected by server because they’re customer service email address isn’t even valid.
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Payment

I get all the way to the 1.95 payment and it says error when I try to pay for the subscription so guess I’ll give this app a 👎🏻 for sure.. it’s useless!!

This app don’t work

Doesn’t work at all never gave me my money

Always says unexpected error

Every time I try to pay the subscription fee it says unexpected. I’ve emailed and no one has responded!

Been waiting over FIVE MONTHS for a response!

I’ve been waiting since May for Xayo to respond to my several emails that I’ve sent them. I keep getting the same generic email saying they will respond to the emails as they come in, but five months?? I have a Cash Out balance that I’m trying to withdraw, connected my bank account, but every time I try to do so it says “error has occurred.”

NOT worth your time!
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Scam for sure

Nothing works in app ! Approved but can’t connect a bank can’t send money ! Customers service is a joke!

Won’t let me pay

I’ve been trying to pay the $1.95 activation fee! It keeps saying unexpected error!

SCAM!!!

It let me take out the loan and then it wouldn’t let me cash out the balance. Reached out to support and they just stopped replying after a couple of emails. Where is my money?????? I even tried reaching out to the WhatsApp number and it says no one has been active on their account since last month.
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Helped in a pinch

It was so helpful in a pinch to send money to my mom!

A no good company

I have not received any advance that I borrowed, I have emailed them several times and no response. I would not recommend this app to anyone that needs a wage advance. Sad thing is that this company has all my information including my bank info. Feeling really sketchy about this company.

Doesn’t work

Allows me to get to the point where I accept the advance then freezes. No response from customer support

Pay ahead of approval

Why on earth would I pay before I’m told if I can borrow or not? Seems sort of win/win for the app and a lose for me.

Scam

Do not use they will take your money and give you no response it’s almost a week and I haven’t heard anything from them

Horrible

This app tells you can borrow money and send it in the USA.. or cash out to your bank .. well that’s a lie .. I borrowed 100.00 until my pay day and got approved great right .. wrong it won’t let me cash out the money .. I tried sending the money to my daughter to see if she could cash it out .. it’s now stuck sitting on her account asking for it to be converted into pesos… I have emailed them several times with no response and no money at this point .. I just want to ensure that I am not getting charged for money I never used ..
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Bad

Need help send money someone doesn’t have account how I recovery that money back ? And why I can’t put my routing and press the bottom to cash out ? This is a joke ?

Loan

Why is it taking such a long to load just to see if you’re approve for long or not ?

Didn’t let me add bank account

There’s a place to clock to as a bank account but it does nothing when you press it. 🤷🏻‍♀️

Can’t add bank!

Been trying to add bank info for a week now-it won’t let me! Can’t borrow until you add the info. Uninstalled and reinstalled app-left several emails without any response what do ever, can’t find a phone number…so good luck people!

Bug

Can’t add bank account

Not letting me add bank account

Please help