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Xend Finance Wallet

Xend Finance Wallet

Global Banking & Web3 Wealth

41 ratings
23 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • November 28, 2021
  • July 25, 2026

Features

Developer

XEND TECH LIMITED
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About

This app allows users to earn high interest on their digital currency savings by exchanging local currency or crypto for stablecoins and staking. It offers flexible and fixed savings plans, low fees, and rewards, acting as a decentralized crypto bank for secure digital asset management.

✓Earn up to 15% APY on savings
✓Exchange local currency or crypto
✓Stake digital assets
✓Flexible and fixed savings plans
✓Cross-chain high yield aggregator
✓Refer and earn rewards
✓Secure and audited platform
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What's New in Xend Finance Wallet

4.0.5

July 25, 2026

Fresh New Design & Experience Enjoy a sleek, modernized user interface designed for faster navigation, clearer balances, and smoother interactions. Payments to More Currencies Send cross-border transfers and perform payouts to an expanded list of global fiat currencies and digital assets with low fees. Enhanced Biometrics & Security Your safety is paramount. We’ve upgraded our biometric authentication (Face ID / Touch ID), passcode validation, and transaction security controls to keep your account bulletproof. Airtime, Mobile Data — Top up airtime, and buy data bundles directly inside the app! 10+ Supported Languages Now fully localized! Access Xend Mobile in English, French, German, Spanish, Portuguese, Indonesian, Swahili, Tagalog, Chinese (Simplified), Japanese, Korean, and more. => Coming Soon: Virtual & Physical Cards Take your funds anywhere! Create and manage virtual debit cards for online shopping, with physical card support rolling out for global spending. Utility Bill Payments — Pay for bills: Electricity, TV, directly inside the app!

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User reviews

Most RecentHighest RatedLowest Rated

Useless app by scam.finance

App is buggy and useless. From a team of scammers and deceivers. Whatever their past accomplishments, until they learn to be honest and keep their promises, success will not come to them.
Neon.OlegNeon.Oleg

Great app

This crypto dollar savings app is easy to use, secure, and a great way to save and invest in cryptocurrency.
Ijeoma LawrettaIjeoma Lawretta

Xend Finance App (The Best)

After looking for a way to trade my stable coin and convert to my local currency, I found XENDFINANCE! A good app for all
chididanielchididaniel

Great experience, especially when saving

In addition, options should be added to withdraw depending on a percentage 25,50,75,100. To make the experience better
aronu somtochukwuaronu somtochukwu

Cool app!

Everything is simple and clear!
Works stably and smoothly!
Neon.OlegNeon.Oleg
See 18 more reviews

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FAQ

What does Xend Finance do?

Xend Finance acts as a global crypto bank, enabling users to earn high interest on their digital currency savings. It allows for seamless exchange of local currency or cryptocurrency into stablecoins, which can then be staked on the platform for returns.

What are the key features of Xend Finance?

Key features include earning up to 15% APY on savings, a cross-chain high yield aggregator that finds the best returns, flexible and fixed savings plans, the ability to earn $XEND rewards, and a referral program. The platform is also secured by multiple audits and decentralized insurance.

How much does Xend Finance cost?

The app is free to sign up and use. While there are low gas fees associated with blockchain transactions, the app itself does not charge a direct fee for its services. Users can deposit and withdraw their digital assets with minimal transaction costs.

What digital currencies can I save on Xend Finance?

You can save in stable currencies such as $BUSD, $USDT, and $USDC. The platform is continuously working to add more assets for users to save and earn interest on, providing a diverse range of options for digital asset management.

How can I use Xend Finance to hedge against inflation?

By converting your local currency or volatile cryptocurrencies into stablecoins and staking them on Xend Finance, you can earn a high annual percentage yield (APY). This allows your savings to grow at a rate that can outpace local currency devaluation and inflation, securing your financial future.