XTransfer

XTransfer

All-In-One Business Wallet

132 ratings
239 reviews
Free
With Ads

Details

  • Released
  • Updated
  • June 15, 2019
  • August 10, 2026

Features

XTransfer screenshot #1 for iPhone
XTransfer screenshot #2 for iPhone
XTransfer screenshot #3 for iPhone
XTransfer screenshot #4 for iPhone
XTransfer screenshot #5 for iPhone
XTransfer screenshot #6 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

This app provides a comprehensive financial solution for small and medium-sized enterprise traders, simplifying cross-border payments. It allows users to send and receive money in multiple currencies globally, offering secure and cost-effective transactions with no account opening or maintenance fees.

Global business wallet
Cross-border payments
Multi-currency support
Online account opening
Low-cost currency exchange
24/7 instant payments
Show original description

What users say

See all reviews

What's New in XTransfer

3.8.8

August 10, 2026

[Optimized] Faster load times across the app. Update now to try it out!

User reviews

需要支持个人开户

不支持个人开户金融平台都是不完的整平台

Terrible App & Service

Used this company for about nine months. We went out of our way to ensure compliance with all of their processes. They suddenly closed our account without giving a reason and without giving us a chance to appeal or provide supporting documents. They ruined our ability to temporarily pay our suppliers. To top it all off, they have the audacity to keep sending me personal marketing materials and invitations to events on WeChat (looking at you Jayden). They’re just robots without a thought in their little heads. Go elsewhere.
Show more

朋友推荐使用

朋友推荐使用的,身边外贸朋友都用的这个,使用下来很方便,对接的客户经理很专业,蛮不错的,希望后续关联订单的环节可以优化的更加方便

xt会突然封帐号

不要用 他会突然就把帐号封了

Fast Transfers, When They Go Through

When it works, it's lightning fast. On two occasions, my transfer failed and I had to re-enter all the details from scratch.

User experience

🐞

Reported Bugs

4 issues

Unexpected Logouts

Bug

Incompatibility with Older Devices

Bug

Login Screen Freezes

Bug

Notification Delays

Bug

Requested Features

8 requests

Dark Mode Option

Feature

Batch Payment Capabilities

Feature

More Third-Party Integrations

Feature

Improved Approval Workflows

Feature

Enhanced Notification System

Feature

Real-Time Chat Support

Feature

Expanded Offline Viewing

Feature

Biometric Payment Confirmation

Feature

FAQ

What does XTransfer do?

XTransfer is a financial and risk management service provider designed to make cross-border payments easy and affordable for SME traders. It functions as an all-in-one business wallet, enabling users to pay and get paid globally in over 15 currencies.

What are the key features of XTransfer?

Key features include a global business wallet supporting 15+ currencies, streamlined online account opening with no fees, high-speed and low-cost local currency receipts, secure and stable transactions, 24/7 instant payments between XTransfer accounts, and competitive online currency exchange rates.

Is XTransfer free to use?

The app offers free online account opening and maintenance. While the core services are free, the presence of in-app purchases suggests there might be additional features or services available for a fee. The app also displays ads.

Who is XTransfer for?

This app is specifically designed for small and medium-sized enterprise (SME) traders who conduct international business. It aims to simplify their financial operations, especially for those dealing with cross-border payments and multiple currencies.

How does XTransfer help with cross-border payments?

It facilitates effortless and cost-effective cross-border payments by allowing businesses to receive funds in local currencies quickly and at low costs. It also offers secure and stable transactions, aiming to prevent account freezes, and provides 24/7 instant payments between XTransfer accounts with no fees.