Xu — Quản lý chi tiêu

Xu is a 100% free, offline-first personal expense tracker. All your data is encrypted and stays ON YOUR DEVICE — no server, no account, no data collection. KEY FEATURES: • Quick transaction entry, income/expense/transfer • Smart budgets with 80%/100% overspend alerts • Savings goals with progress tracking • Debt tracking (lending & borrowing) • Recurring transactions with reminders • Visual statistics: pie, bar, waterfall, trend, forecast • Smart input: voice, receipt OCR, bank notification detection • AI assistant in Vietnamese, runs offline • PIN lock + Face ID / fingerprint • Dark mode • No ads Fun "Golden Ant" pixel-art design. Built for Vietnamese users who want simple, private expense tracking.