
Free
About
Yakka Calc is a fast, honest loan calculator built for everyday Australian borrowers. Whether you're sizing up a car loan, a personal loan, or running the numbers on a new mortgage scenario, Yakka Calc shows you the real cost of borrowing in seconds — with no sign-up, no account and no ads.
Hard Yakka. Made smart.
KEY FEATURES
• Instant repayment calculation
Enter your loan amount, term and interest rate — see your monthly repayment recalculate live as you drag the sliders.
• Full amortisation schedule
Every payment, every period. See exactly how much of each repayment goes to principal versus interest, and how your remaining balance tracks over the life of the loan.
• Remaining balance chart
Interactive chart lets you touch and hold to inspect the balance at any point. Switch between chart and amortisation table views with a tap.
• Balloon payments supported
Model loans with a final balloon — common for car and equipment finance in Australia — and see how it changes your regular repayment.
• Export to PDF or CSV
Send yourself (or your accountant) the full amortisation schedule as a branded PDF or spreadsheet-ready CSV. Perfect for comparing quotes or keeping records.
• Live Activity on the Lock Screen
Pin your current calculation to your Lock Screen with a single tap. Glance at your repayment without unlocking your phone.
• Flexible loan modelling
Adjust repayment frequency, term (in months), interest rate, balloon percentage, and whether payments are made in arrears or in advance.
• Built for Australia
Dollars, Australian Privacy Principles, and loan scenarios that reflect how lending actually works in Australia.
IMPORTANT
Yakka Calc provides estimates only. Actual loan repayments will depend on the lender's assessment, fees, and the specific product you apply for. It is not regulated financial, credit or product advice. Always speak to a qualified finance professional before making a borrowing decision.
Yakka Finance is an Australian finance broker specialising in car, personal, business and commercial loans. If you'd like a personalised quote, visit yakkafinance.com.au or contact our team on 1300 842 911.
App built by Digital Nachos - custom iOS, web and AI apps for Australian business. digitalnachos.com.au
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What's New in Yakka Finance Calculator
1.0.1
May 14, 2026
Payments Made now defaults to In Advance in the calculator.




