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Yape

Yape

by Banco de Crédito BCP

2.4K ratings
186 reviews
🔧 Utilities
💰 Finance
Free

Details

Released
September 15, 2016
Updated
October 13, 2026

Developer

Banco de Crédito BCP
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About

Send and receive money instantly and for free, 24/7, nationwide using just a phone number or QR codes. Recharge your phone, pay bills, shop with discounts, access credit, and get insurance. Also allows cash withdrawal at agent locations.

✓Send and receive money
✓QR code payments
✓Mobile phone recharges
✓Bill payments
✓Exclusive discounts and promotions
✓Access to credit
✓Insurance plans
✓Cash withdrawal
Show original description

What users say about Yape

Reviews of Yape are mostly negative: the Utilities app is rated 4.6/5 from 2.4K App Store ratings. What users like most: fast and efficient, convenient payment option. Top complaints: incompatible with non-Peruvian phone numbers, requires Peruvian identification documents. Summarized from real user reviews.

Positive things

  • ⚡Fast and efficient
  • 💳Convenient payment option
  • 🔒Secure transactions
  • 💻Easy to use
  • 🤑Facilitates daily transactions

Negative things

  • 🚫Incompatible with non-Peruvian phone numbers
  • 🇵🇪Requires Peruvian identification documents
  • 🔍Difficult identity verification process
  • 🐛Frequent app crashes and bugs
  • ⚠️Unreliable service and server issues
See all reviews

What's New in Yape

3.72.0

October 13, 2026

Nos importan los detalles, por eso modificamos pequeñas cosas para ofrecerte grandes mejoras

User reviews

Most RecentHighest RatedLowest Rated

Major issue!

It’s been a few weeks now that the app shuts down after processing a payment. It sits there for 2 minutes thinking, and then closes. To show that I paid, I have to re-open the app and go into historical transactions. Why has this not been fixed yet?!
GGofferland

Erroe

Can’t use phone number for create account
HTHipo ti

Increíble

Amo yape! #slay
H🫶hughesie 🫶🫶

NO FUNCIONA

No abre la app, carga la ventana inicial pero luego sw cierra, mi cel es un iphone 7 plus, habra algún arreglo??? Ya tiene más de 2 semanas así
AAAlcca

NOT FOREIGN FRIENDLY

everyone uses this app and is impossible for tourist that don’t carry cash for safety reasons when will it be foreign friendly and can register with my phone number?
Nnoi"69
See 181 more reviews

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User experience

🐞

Reported Bugs

4 issues

App crashes during identity verification

Bug

Unable to log in or make payments

Bug

Discrepancies in account balance

Bug

Incompatibility with certain devices and OS versions

Bug
✨

Requested Features

4 requests

Support for multiple languages

Feature

Ability to use app without Peruvian phone number

Feature

Improved identity verification process

Feature

More reliable and stable app performance

Feature

FAQ

What does Yape do?

Yape is a mobile application that allows users to send and receive money instantly and for free, 24 hours a day, nationwide. It also facilitates mobile recharges, bill payments, shopping with exclusive discounts, accessing credit, acquiring insurance plans, and withdrawing cash.

How can I send money with Yape?

You can send money by entering a contact's phone number or by scanning QR codes. The service is available 24/7 and is free of charge for national transfers.

Is Yape free to use?

The core functionality of sending and receiving money with Yape is free. While the app is free to download and use for its primary payment features, it may offer additional services or features that could involve costs, such as credit or insurance, which are considered in-app purchases.

Who can use Yape?

Yape is available for customers who registered using a BCP Card and DNI, or just with a BCP Card, or just with DNI. It is widely used by individuals and businesses in Peru, with millions of users and businesses already on the platform.

What are the main features of Yape?

Key features include free national money transfers via phone number or QR code, mobile phone recharges without commission, payment of various services (telephony, utilities), shopping with exclusive discounts, quick access to credit, insurance plans, and cash withdrawal options.