YBUD: Budget & Expense Tracker

YBUD is the budget and expense tracker built around your paycheck—not an arbitrary calendar month. Create a weekly, biweekly, twice-monthly, monthly, or custom budget period. Give every dollar a job, see what is left, and know whether you are on pace before the next payday arrives. PLAN EACH PAYCHECK • Build a guided budget with 50/30/20, Essentials First, or your own custom split • Organize money into Needs, Wants, Future, savings, and debt • Set up payment accounts and wallets so your plan matches how you actually spend • Track recurring bills and upcoming expenses • Carry allocations forward with flexible rollover rules TRACK SPENDING YOUR WAY • Add and edit expenses in seconds • Speak an expense and let YBUD turn it into a transaction • Scan a receipt to create a suggested expense • Reuse your saved categories for faster, more consistent tracking • Get 5 voice or receipt captures per month on Free SEE WHERE YOUR MONEY GOES • See what you have spent and what remains in the current period • Check plan health, spending pace, and projected finish • Review cash flow, category budgets, spending activity, and period trends • Compare completed plans and learn from one paycheck to the next GO DEEPER WITH BUDGET PLUS Unlock a clear period review, category trends, spending drivers, and a comparison with your previous plan at the same point in the period. Budget Plus also includes unlimited smart capture, next-period planning, and cloud backup and sync. PRIVATE BY DEFAULT Your plans and transactions live in an on-device database and core budgeting works offline. No account is required to start. When you choose smart capture, only the recording or receipt needed to create your suggestion is securely processed. Cloud backup is optional and requires Budget Plus and Sign in with Apple. MORE USEFUL DETAILS • Light and dark appearance • Multiple currencies • Local JSON data export • Restore purchases and account controls in Settings • No ads and no sale of personal information Whether you call it a paycheck budget, envelope budget, spending plan, or expense tracker, YBUD helps you make the money between paydays feel clear, intentional, and manageable. Download YBUD and make a plan for your next paycheck. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://studio074.dev/apps/ybud/privacyPolicy