Yearn: Paycheck Budget Planner

Yearn: Paycheck Budget Planner

Envelope Budgeting, Gig & Tips

4 ratings
4 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 19, 2026
  • September 11, 2026

Features

Yearn: Paycheck Budget Planner screenshot #1 for iPhone
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Yearn: Paycheck Budget Planner screenshot #3 for iPhone
Yearn: Paycheck Budget Planner screenshot #4 for iPhone
Yearn: Paycheck Budget Planner screenshot #5 for iPhone
Yearn: Paycheck Budget Planner screenshot #6 for iPhone
Yearn: Paycheck Budget Planner screenshot #7 for iPhone
Yearn: Paycheck Budget Planner screenshot #8 for iPhone
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About

This app helps individuals with irregular income manage their finances by creating virtual envelopes for bills and savings. It calculates how much to set aside with each paycheck to ensure upcoming expenses are covered, providing a clear 'Free to Spend' number.

Envelope budgeting for bills and savings
Automated contribution calculations
Free to Spend number calculation
Supports gig, freelance, and hourly workers
No income reporting required
Manual tracking and spreadsheet alternative
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What's New in Yearn

1.0.6

September 11, 2026

Yearn has a brand new look and feel, plus some real upgrades under the hood. Redesigned from the ground up: cleaner screens, clearer hierarchy, and a consistent type system across every tab New Spending by Category chart on your Account screen Import transactions from real bank export files (OFX, QFX, and CSV), not just Plaid A guided Setup Wizard for new accounts, with easier access if you skip it the first time Improved bill and goal cards with clearer "Ready / On track / Ahead / Behind" status Fixed long merchant names and descriptions getting cut off instead of wrapping Dozens of smaller fixes to spacing, contrast, and touch targets throughout the app Thanks for budgeting with Yearn. As always, we'd love your feedback, tap Settings > Contact Support in the app anytime.

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Subscription plans

US Localization

US Localization

$7.991 Month
1 Month trial
How to cancel Yearn subscription ⁉️

User reviews

Impressed

Thanks for the great app! Setting up my bills and funding schedule was super easy with the setup wizard, which found all my top bills and allowed me to add them with just a few clicks. I really like the clean, user-friendly design, too. Even with my zoomed-in font settings, I can still see all the data clearly, which is a big plus because some apps cut off the text.

At first, the $7.99/month price seemed a little high, but then I realized I could sign up on the web for just $4.99/month. That made the price much more reasonable!

Really impressed so far!
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Very helpful handy tool

This app has honestly made managing my money so much easier. I love that it doesn’t just show me my account balances—it helps me understand how much money I actually have available to spend after taking my upcoming bills and expenses into account.
It’s so helpful to have everything organized in one place instead of constantly doing the math in my head or checking multiple accounts. I feel like I have a much clearer picture of where my money is going and what I can realistically afford.
If you struggle with budgeting, overspending, or just feeling unsure about how much money you really have available, I definitely recommend giving this app a try. It has made me feel much more organized and in control of my finances.
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Easy and friendly

After having this app downloaded on my phone, I got to say it’s really user friendly and anyone can use it. I’m excited to use this app to be successful with my finances.

Shaun F.

This is a really cool app. You can link your bank account, pay your bills and keep track of your savings. Customer service is great too. I had trouble signing up and someone helped me figure out the problem. Five stars!

FAQ

What is Yearn's primary function?

Yearn is designed to help users manage finances with irregular income. It automates the process of setting aside money for bills and savings goals, providing a clear 'Free to Spend' amount.

How does Yearn handle irregular income?

Instead of assuming a steady paycheck, Yearn allows users to create envelopes for expenses and savings. It then calculates how much to contribute from each payment to meet due dates and goals.

Does Yearn require users to input their income?

No, Yearn does not require users to report their income. It focuses on ensuring that expected earnings are sufficient to cover all set bills and savings goals.

What types of income does Yearn support?

Yearn is built for gig workers, rideshare drivers, freelancers, contractors, hourly employees, and anyone in the hospitality or service industry whose pay schedule is not predictable.

Is Yearn free to use?

Yes, Yearn is free to download and use. It offers in-app purchases for additional features or services.

What is the subscription plan for Yearn?

Yearn offers a US Localization subscription at $7.99 per month, which includes a 1-month free trial.

What devices is Yearn available on?

Yearn is available on iPhone, iPad, and iPod, and is rated for ages 4 and up.

How often is Yearn updated?

The latest version, 1.0.5, was released on August 27, 2026, indicating recent development activity.