
YNCU Banking
Everyday banking made easier
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About
Everyday banking, made easier.
Meet YNCU Banking, a completely new mobile banking experience with a clean and simpler design. See all your accounts in one place and keep the everyday things you do most within reach — from sending money to depositing a cheque.
Move money your way
Send and receive Interac e-Transfers®, transfer money between your YNCU accounts, and make payments to eligible loans and mortgages. You can also schedule transfers between your accounts for later.
Tap to pay with Apple Wallet
Add your eligible YNCU Visa Debit or credit card to Apple Wallet and tap to pay wherever contactless payments are accepted.
Pay bills on your time
Pay bills now or schedule them for later, set up recurring payments, manage payees and see upcoming payments in one place.
Deposit cheques from your phone
Skip the extra trip and deposit eligible cheques right from the app.
See more of your money in one place
Check balances and recent transactions, search your transaction history, view cheque images and access e-Statements. You can also see linked credit card details and transactions, investments and holdings.
More control in your hands
Lock or unlock your YNCU debit card with Lock’N’Block®, manage certain card transaction types, set account alerts and access secure messages from YNCU.
Secure access, made simple
Use Face ID or Touch ID after setup for quick and convenient access to your banking.
YNCU Banking is available to eligible YNCU members in Canada. Some features may vary by account, membership type or device.
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What's New in YNCU Banking
1.0
October 27, 2026


