YourDigits: Budget By Payday
See what's left till payday
About
This app forecasts your daily balance until your next payday, helping you identify potential shortfalls. It maps your unique pay cycle, allowing you to schedule income and bills to see your projected funds each day. Identify financial leaks and track your progress with insightful recaps.
What's New in YourDigits
1.2.6
October 1, 2026
More than one income - Budget Builder now shows every income in your pay cycle, not just your paycheck - Your main income is marked MAIN and stays protected, since your pay cycle runs on it - Add a side income or a bonus right from Budget Builder Smarter forecasts - Payday Forecast sizes your future set-asides from your main income, so a one-off bonus doesn't inflate them
MoreSubscriptions & In-App Purchases
YourDigits System (Yearly)
Unlimited voice input and more. Billed yearly.
FAQ
How does YourDigits forecast my balance?
YourDigits maps your pay cycle day by day, incorporating your scheduled income and bills. It then projects your balance for each day until your next payday, allowing you to see potential tight spots in advance.
Can I customize my pay cycle in YourDigits?
Yes, YourDigits is built to run on your actual pay cycle, whether it's weekly, biweekly, twice a month, monthly, or custom. This ensures your budget accurately reflects your financial reality.
What features are included in the free version of YourDigits?
The free plan includes the current pay cycle forecast, budget planning based on your cycle, Leak Ladder tasks, adaptive targets, end-of-cycle recaps, limited voice input (5 per day), limited reconciliation (5 per month), up to 9 accounts, and 24 custom categories.
What are the benefits of YourDigits Premium?
Premium unlocks future and past pay cycle forecasts, unlimited voice input, a financial health score, full spending insights, savings and debt tracking, unlimited accounts and categories, the ability to add new recurring bills after setup, export options (PDF/CSV), and all smart notifications.
Does YourDigits have ads?
No, YourDigits does not contain advertisements. The app offers a free tier and a premium subscription for enhanced features.
How secure is the speech recognition in YourDigits?
The speech recognition for adding expenses runs entirely on your device. No audio is stored, saved, or sent anywhere, ensuring your privacy.
Can I import my data from other budgeting apps into YourDigits?
Yes, YourDigits offers built-in importers for YNAB, Monarch Money, Copilot Money, and Bluecoins, as well as support for importing any CSV file. This makes switching to YourDigits seamless.
What is the update frequency for YourDigits?
The app was last updated on September 24, 2026, indicating active development. Updates typically focus on improving features and reliability.
