Send and receive money instantly using a unique tag, split group expenses, and pay utility bills with a scan. Connect all your Montenegrin bank accounts in one place for a simplified financial experience.
ZBToken by Banksoft d.o.o.



10+ similar apps compared and reviewed
Whether you want more options like Zapad Secure or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.









Send and receive money instantly using a unique tag, split group expenses, and pay utility bills with a scan. Connect all your Montenegrin bank accounts in one place for a simplified financial experience.








Manage your finances with this mobile banking service. Check balances, view transactions, make payments, and settle debts. Locate bank branches and ATMs, and view currency exchange rates.


This application provides secure access to online banking services for clients of Universal Capital Bank. It enhances the security of your eBanking transactions.


Access your accounts, cards, and bank information conveniently on your mobile device. This user-friendly tool offers the same functionalities as web banking, designed for easy navigation on smartphones and tablets. It supports both retail and corporate accounts for authorized users.


This mobile banking app provides secure and convenient access to your financial accounts, allowing you to manage transactions, view card details, and locate branches anytime, anywhere. It offers features like QR code payments and biometric login for ease of use.


Manage your finances securely and efficiently from anywhere. View account balances, make transactions, pay bills, and convert currencies with ease. This service saves you time by eliminating the need to visit physical branches.




Manage your finances conveniently from your smartphone. Access account details, make payments, and find ATMs and branches. Enjoy lower fees and personalized features for a seamless banking experience.