Archived App (Last seen on 23 Aug 2026)
This is an archived listing of the app previously available on the App Store.
Access quick personal loans up to ₹1,00,000 through a fully digital process. Receive funds directly in your bank account for emergencies, travel, education, or personal expenses. Offers transparent charges and minimal documentation.
1.2.16
August 10, 2026
We’ve made several improvements to enhance app performance, stability, and the overall user experience. This update also includes minor bug fixes and optimizations for a smoother experience.
MoreZapcash offers instant personal loans up to ₹1,00,000. The loan amount is sanctioned by Weekline Investment and Trading Company Ltd., an RBI-registered NBFC.
Interest rates for Zapcash loans range from 12% to 30% per annum. The exact rate depends on the applicant's credit profile, eligibility, and risk assessment.
The loan tenure for Zapcash ranges from 6 to 60 months. This provides flexibility for borrowers to repay the loan over a period that suits them.
No, Zapcash does not require any collateral. You can get a loan without pledging any security, making it accessible for many individuals.
To be eligible for Zapcash, you must be an Indian resident, at least 18 years old, either salaried or self-employed with a minimum monthly income of ₹18,000, and have an Aadhaar-linked mobile number.
The process is designed to be quick and 100% digital. Once approved, the loan amount is disbursed directly to your bank account, often described as fast.
Zapcash emphasizes transparent charges with no hidden fees. Any applicable fees, such as processing fees, are clearly outlined and applied by the NBFC partner.
Yes, Zapcash is a secure and encrypted platform. It partners with an RBI-registered NBFC, Weekline Investment and Trading Company Ltd., to provide loans in accordance with RBI guidelines.
