Zeal: Digital Wallet & Card

Zeal: Digital Wallet & Card

Earn 5%* APY & Spend Worldwide

8 ratings
25 reviews
Free

Details

  • Released
  • Updated
  • July 22, 2024
  • June 3, 2026

Features

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About

This app offers a high-yield digital wallet and Visa debit card. Earn competitive APY on your balance with daily compounding and spend globally with no foreign transaction fees. Enjoy cashback rewards and full control over your funds with enhanced security features.

Earn 5% APY on balance
Compounding interest every second
Visa debit card for worldwide spending
0% foreign transaction fees
Up to 4% cashback on purchases
User-controlled wallet
Biometric security and VPN
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What's New in Zeal

0.33.1

June 3, 2026

- Bug fixes and improvements

User reviews

Great to use with Gnosis Pay

Works great with gnosis pay card, very useful to track expenses and see cashback

Hardly works - lots of issues with zero support

App has A LOT of bugs, including bugs that make it impossible to transfer money from your balance into your Visa card. Imagine a banking app where the deposit button doesn’t work, and you have to keep sending the money in/out before you can even begin to try and spend it. Far from ideal, this sets a bad example for DeFi.
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Their support won’t reply for over a week

Title says it all. Shiny things but broken fundamentals. Don’t trust your money to these people

La app no funciona

La app no permite abrirte cuenta, contactas a soporte y pasan días sin contestar, a día de hoy no ha contestado nadie

Not so great anymore

Fantastic wallet app, just missing dark mode. Please add dark mode and you I will change to a well-deserved 5***** rating.

Edit:
Having problems with the IBAN connection which was working fine before, but now nothing but errors. On top of that no one from support is addressing the issue and just completely ignoring my requests (several in community and support). So now I revise my rating to a lower rating for poor support from the Zeal team!
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FAQ

What does Zeal do?

Zeal is a digital wallet and Visa debit card that allows users to earn a high APY on their balance and spend worldwide with no foreign transaction fees. It offers features like daily compounding interest, cashback rewards, and robust security measures for managing your money.

How can I earn money with Zeal?

You can earn money by holding funds in your Zeal wallet, which offers a variable 5% APY that compounds every second. Additionally, you can earn up to 4% cashback on everyday purchases made with the Zeal Visa debit card.

Is there a cost to use Zeal?

Based on the provided information, the app is free to download and use. There are no hidden fees mentioned for spending or foreign transactions. A physical card may be optional.

What are the security features of Zeal?

Zeal prioritizes security with biometric passkeys (face or fingerprint ID), cloud backup for recovery, real-time transaction alerts, and the ability to instantly freeze or unfreeze your card. It also includes a built-in VPN and Privacy Shield to protect your online activity.

Who is Zeal best suited for?

Zeal is ideal for individuals who want to maximize their savings with a high APY, frequently travel or spend internationally, and prefer a secure, user-controlled digital wallet experience over traditional banking.