
Zealth.io
Wealth & Retirement Planner
About
This app provides a comprehensive financial planning experience without the need for spreadsheets or a finance degree. It allows users to visualize their complete financial picture, explore 'what-if' scenarios, and track their progress towards financial independence.
What's New in Zealth.io
2.0.0
October 7, 2026
Zealth 2.0 is a new design, built around one question: are you going to be okay? Your chart now stays on screen while you work. Add to your plan, try a what-if or start a quest, and watch the answer change as you go. Drag the chart taller, or tap its title to see it full screen. New: Quests Plan a big decision before you make it. Start a quest for buying a home, having kids, a career move, moving abroad, starting a business, a big purchase and more. Answer a few questions, and see what it does to your plan, in dollars. • Fine-tune a quest to change how it reshapes what is already in your plan. • Choose which quests count, and see the chart with them or without them. • Your plan stays exactly as it is. Quests show you a possible future beside it. New: Journeys Want to test more than one future? Put different sets of quests into different journeys, then switch between them from the menu and see where each one leads. One journey might be an early retirement abroad, with a move abroad, a career change and a new home. Another might be a family in the suburbs, with kids and a bigger house. You already have one journey, holding everything you have set up so far. Only your quests change from one journey to the next. Your plan and your what-ifs stay exactly as they are. Swipe the chart between three views: • Wealth: what you own over the years, with each line's value at retirement written on it • Cashflow: what comes in and what goes out, year by year • Summary: your net worth today and at retirement, what is left over this year, and how long your money lasts Also new: • Your whole plan is on one screen. Tap + to add to it, tap a row to edit it, and swipe a row to delete it. • What-If keeps retirement age, income and expenses together, with one button to reset them all. • See any what-if or quest against your plan, in dollars. • Tap a milestone on the chart to open that year. • Profile, Settings and Support are in one menu. Open it from the top-left corner, or swipe in from the left edge. • You can now add a second home under Shape Your Property. • Dropdowns no longer open behind the keyboard.
MoreFAQ
What is Zealth.io?
Zealth.io is a financial planning application designed to help users visualize their complete financial picture, explore 'what-if' scenarios, and track progress towards financial independence. It aims to make financial planning accessible without requiring spreadsheets or a finance degree.
Is Zealth.io free to use?
Yes, Zealth.io is available for free. There are no associated costs to download or use the core features of the application.
What kind of financial information can I track with Zealth.io?
You can track various financial aspects including employment income, bonuses, RSUs, tips, side income, retirement accounts (401(k), Roth IRA, HSA, etc.), real estate, stocks, bonds, crypto, mortgages, loans, and credit card debt.
How does Zealth.io help with retirement planning?
Zealth.io calculates your personalized financial independence date, allowing you to see how different financial decisions impact your retirement timeline. You can explore scenarios like retiring early or adjusting expenses to reach your goals.
Does Zealth.io have ads?
No, Zealth.io does not contain advertisements. The application is ad-free, providing an uninterrupted user experience.
What devices does Zealth.io support?
Currently, Zealth.io is supported on iPhone devices. The application is designed to run on this platform.
How often is Zealth.io updated?
The latest version of Zealth.io is 2.0.0, which was last updated on October 7, 2026. Updates are released to improve functionality and add new features.
What is the age rating for Zealth.io?
Zealth.io has an age rating of 4+, making it suitable for a wide range of users. This rating indicates general appropriateness for most audiences.









