
Zeroed: Offline Budget Planner
zero-based wealth management
About
Manage your money effectively with this privacy-focused budgeting app. It utilizes the zero-based budgeting method to assign every dollar a purpose, keeping your financial data securely on your device. Enjoy features like receipt scanning, smart import, and detailed reports without any ads or subscriptions.
What's New in Zeroed
1.4.0
October 4, 2026
Safe to spend now counts only your everyday money • Savings goals and money for bills still due this month are left out, so the daily figure on Today is one you can actually spend. Before, every category counted, which could make it look much bigger than it was. • A new "Count in Safe to spend" switch on every category. Turn it off for money that isn't for everyday spending, like a buffer for next month. • Budgets started from a budget style leave bills and savings out from the start. Quicker to log a spend • Today has its own + button, and a new transaction opens on the account you used last. • Who you paid is now optional, and Save Transaction finishes a sum like 12 × 3 for you. • Categories you've used recently appear as one-tap chips. Also new • "To Be Budgeted" is now called "Ready to assign". • Cover an overspent category in one tap: the missing amount is already filled in. • One Auto-assign button gathers every way to assign money. • The daily check-in skips any evening after you've logged something that day, and eases off to weekly if you stop opening the app. • Zeroed Lifetime now comes first in Settings, and Budget shows the days left in your trial. • A simpler Welcome screen. Already use Zeroed? Start a new budget or open a different one from there. Fixed • Amounts typed with a decimal comma (12,34) are read correctly everywhere. Before, a starting balance, a budgeted amount, a goal or your monthly income could be saved 100 times too large. • The trial notice no longer covers the + button. • Recent activity on Today names split purchases, income and transfers instead of "Uncategorised". • Subscription and unusual-spend cards show amounts in your currency and dates in your language. • Errors now say what happened and what to do, right where it happened.
MoreSubscriptions & In-App Purchases
$19.99
Zeroed - Offline Budget Planner
All features, all your devices, forever.
Developer apps
FAQ
What is the main benefit of using Zeroed for budgeting?
Zeroed focuses on privacy by keeping all your financial data on your device, encrypted and inaccessible to the developers. It also employs the effective zero-based budgeting method to ensure every unit of money is accounted for.
How secure is my financial data with Zeroed?
Your financial data is encrypted on your device using AES-256 with a password only you know. The app is designed with privacy first, and your data is never seen or shared by the developers.
Does Zeroed require a subscription?
No, Zeroed offers a 34-day free trial. After the trial, a single, one-time lifetime license unlocks the full app forever. Your data remains readable and exportable even if you choose not to purchase the license.
Can I sync my budget across multiple devices with Zeroed?
Yes, Zeroed offers optional cloud sync through your personal Google Drive. The app only accesses files it creates, ensuring your privacy is maintained during the sync process.
What types of financial data can I import into Zeroed?
You can import bank statements in CSV and PDF formats. Additionally, the app features a receipt scanner to easily add transactions by taking photos.
Does Zeroed have ads?
No, Zeroed is completely ad-free. The developers have stated that there are no advertisements within the application, ensuring an uninterrupted user experience.
What devices is Zeroed available on?
Zeroed is available on iPhone, iPad, and iPod devices. It is designed to work across Apple's mobile ecosystem.
How often is Zeroed updated?
The latest version of Zeroed is 1.4.0, which was last updated on October 4, 2026. This indicates a relatively active development cycle for the application.





