Zeroed: Offline Budget Planner
zero-based wealth management
About
Manage your money effectively with this privacy-focused budgeting app. It utilizes the zero-based budgeting method to assign every dollar a purpose, keeping your financial data securely on your device. Enjoy features like receipt scanning, smart import, and detailed reports without any ads or subscriptions.
What's New in Zeroed
1.7.3
October 17, 2026
A big update: Zeroed now tells you what to do next, with fewer taps to do it. • Next move: Today shows the one thing to do first, or "All clear". • Quick log: log a spend in a few taps. • Sort: swipe transactions into categories. Zeroed suggests one for each. • Auto-assign now shows a preview, and can keep some money back in Ready to assign. • Switch months on Budget to assign next month's pay early. • Close the month with your real figures, and see how far ahead your bills are covered. • Your record tracks paydays assigned and months closed. Share a milestone with amounts hidden. • Also new: a ? help button on every main screen, goal photos and a year in review each December. Fixes: PDF statements are read with the right date order (day first or month first, as the statement uses), so transactions land on the correct day. Import shows progress, and goal projections and Undo messages behave properly. Use Zeroed on several devices? Update them all: this version upgrades your budget file.
MoreSubscriptions & In-App Purchases
$19.99
Zeroed - Offline Budget Planner
All features, all your devices, forever.
Developer apps
FAQ
What is the main benefit of using Zeroed for budgeting?
Zeroed focuses on privacy by keeping all your financial data on your device, encrypted and inaccessible to the developers. It also employs the effective zero-based budgeting method to ensure every unit of money is accounted for.
How secure is my financial data with Zeroed?
Your financial data is encrypted on your device using AES-256 with a password only you know. The app is designed with privacy first, and your data is never seen or shared by the developers.
Does Zeroed require a subscription?
No, Zeroed offers a 34-day free trial. After the trial, a single, one-time lifetime license unlocks the full app forever. Your data remains readable and exportable even if you choose not to purchase the license.
Can I sync my budget across multiple devices with Zeroed?
Yes, Zeroed offers optional cloud sync through your personal Google Drive. The app only accesses files it creates, ensuring your privacy is maintained during the sync process.
What types of financial data can I import into Zeroed?
You can import bank statements in CSV and PDF formats. Additionally, the app features a receipt scanner to easily add transactions by taking photos.
Does Zeroed have ads?
No, Zeroed is completely ad-free. The developers have stated that there are no advertisements within the application, ensuring an uninterrupted user experience.
What devices is Zeroed available on?
Zeroed is available on iPhone, iPad, and iPod devices. It is designed to work across Apple's mobile ecosystem.
How often is Zeroed updated?
The latest version of Zeroed is 1.4.0, which was last updated on October 4, 2026. This indicates a relatively active development cycle for the application.
