
Free
About
ZhiJi AI — Your Personal Smart Expense Tracker
【Quick Recording, Multiple Ways】
• Quick Entry: Amount + category in one tap, done in 3 seconds
• Voice Recording: Say "lunch cost 35", AI auto-parses amount and category
• Photo Recording: Snap receipts/bills, OCR auto-recognition
• Recurring: Rent, salary and other fixed transactions, auto-recorded
【AI Smart Assistant】
• Natural language chat, check spending anytime
• AI Spending Insights: Discover patterns and saving opportunities
• Spending Persona: Understand your spending style
• Financial Health Score: Comprehensive financial assessment
• AI Budget Suggestions: Personalized budgets based on your habits
【Multi-Dimension Analytics】
• Day/Week/Month/Quarter/Year statistics
• Pie & bar charts for spending distribution
• Year-over-year and month-over-month trends
• Category rankings at a glance
【Budget Management】
• Monthly total + category budgets
• Real-time progress, instant over-budget alerts
• AI smart budget suggestions
【Multi-Account & Multi-Book】
• Multiple accounts (cash, bank card, Alipay, etc.)
• Transfer records between accounts
• Multiple books: family, personal, travel
• CloudKit shared books for family collaboration
【Cross-Platform Experience】
• iPhone + iPad adaptive layout
• Apple Watch quick recording + budget view
• Home Screen Widget for monthly overview
• Dynamic Island for real-time recording display
• Siri Shortcuts for voice quick entry
【Data Security & Export】
• Local storage with iCloud sync
• Face ID app lock for privacy
• CSV / PDF export for backup
• Multi-currency support
Privacy First: All data stored on your device and iCloud. We cannot access your financial data.
---Pro subscription unlocks all premium features:
• Monthly: $0.99/month (3-day free trial)
• Annual: $5.99/year (3-day free trial)
• Lifetime: $19.99
Auto-renewable subscription. Cancel anytime in system settings.
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What's New in ZhiJi AI
1.0
April 19, 2026