Zipbook

Recurring charges, finally handled Fixed Expenses lets you track subscriptions and recurring bills with name, amount, cycle and first charge date. You'll be reminded on each due date — including catch-up reminders if you open the app late — and can record the charge into your ledger in one tap. Record faster New entries now support notes and dates right away, and Continuous Entry lets you add several records in a row without closing the dialog. AI bookkeeping now handles income as well as expenses. Per-transaction currency: pick a currency and exchange rate for any record; all totals convert to your base currency automatically. Find anything, see everything Search and filter bills by note, category, amount or currency; switch between months or browse everything with incremental loading. Category budgets: set monthly limits per category and spot overspending at a glance. Stats got a makeover: month/year views, comparison with the previous period, income breakdown, and a monthly spending calendar heatmap. Accounts & assets Transfer money between accounts. New account types: credit card, loan and investment. Credit cards and loans count as liabilities, so net worth now shows assets minus debt. Privacy & reliability App lock with a 4–6 digit PIN. Dates now follow your local timezone, so records never land on the wrong day. Clear all data anytime from Settings; budget suggestions are now based on your actual spending last month.