Zoa: Budget & Expense Tracker

Take control of your money with Zoa, a simple and modern budget and expense tracker designed around your real monthly routine. Unlike traditional budgeting apps that only follow calendar months, Zoa lets you plan your budget according to your salary day. See how much money remains, track daily spending and understand how much you can safely use until your next salary cycle. MANAGE YOUR MONTHLY BUDGET Set your monthly budget and salary day. Zoa automatically creates your personal budget cycle and shows how many days remain until the next period. TRACK INCOME AND EXPENSES Quickly record your income and expenses, organize transactions by category and review recent financial activity in one clear place. SEE YOUR REMAINING BUDGET Every expense is deducted from your available budget, helping you understand exactly how much money you have left to spend. PLAN DAILY SPENDING Zoa calculates an estimated daily spending amount based on your remaining budget and the number of days left in your current salary cycle. MANAGE RECURRING EXPENSES Add rent, subscriptions, bills and other fixed expenses. Active recurring expenses are included when calculating your usable monthly budget. SIMPLE AND PRIVATE Your financial records are stored locally on your device. Zoa does not require you to connect a bank account or create an online account. KEY FEATURES • Monthly budget tracking • Salary-day based budget cycles • Income and expense management • Remaining budget calculation • Daily spending guidance • Recurring expense management • Transaction categories • Modern and simple interface • Multiple currency options • Local device storage Zoa is built for anyone who wants a clear, lightweight and practical way to manage personal finances without complicated banking integrations. Start tracking your budget today and build better spending habits with Zoa. eula link = https://www.apple.com/legal/internet-services/itunes/dev/stdeula/