ZOVOX: Freelancer Finance

Meet ZOVOX — the money app that tells you what to do, not just what happened. Built for freelancers, contractors, and small business owners, ZOVOX turns your bank activity into clear answers instead of more charts. WHAT'S INSIDE • Safe-to-Spend — one honest number that already subtracts taxes, upcoming bills, and a cash cushion. Know what's truly yours to spend today. • Ask ZOVOX — chat with your finances. Ask "Can I afford this?" or "How was last month?" and get a straight answer. • Tax set-aside — we reserve the right amount for self-employment tax as you earn, so April is never a surprise. • Cash Confidence — a simple score and runway, so you always know how many months you're covered. • Committed Bills — declare recurring bills once and they're reserved automatically, so you never double-count what's already spoken for. • Found Money — log your miles and we surface the mileage deductions you'd otherwise leave on the table. • Trends — your income and spending vs. your own history, explained in plain language. • Receipt Scanner — snap a receipt and we fill in the transaction for you. • Invoices — send, track, and get paid, with a clear timeline for every client. • ZOVOX Brief — a proactive heads-up the moment something needs your attention. Securely connect your bank with Plaid. Your data is encrypted end to end. ZOVOX does the math. You make the call. Questions or feedback? We're listening — reach out anytime.