Best apps like ZuliPay: VTU & Bills Payment

10+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated July 2026

Whether you want more options like ZuliPay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to ZuliPay

Payswitch#1

Payswitch by Quidvis

Centralising payment in Africa
Editor's Choice
💰 Finance
4.3(38 ratings)
Free
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Consolidate all your payment methods into one convenient platform. This application simplifies managing your finances by bringing diverse payment sources together.

Billpoint#2

Billpoint by Flexgreen Concept Ltd

Strong Contender
💰 Finance
4.7(731 ratings)
Free
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Manage all your bills and transactions in one convenient app. Pay for utilities, airtime, data, and even book flights. Enjoy secure, fast payments with rewards and 24/7 customer support.

BitMobile: Giftcards & Bitcoin#3

BitMobile: Giftcards & Bitcoin by BITMOBILE

BitMobile: Giftcards & Bitcoin
Worth Considering
💰 Finance
4.6😐(448 ratings)
Free
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This platform allows users to quickly and easily trade cryptocurrencies and gift cards for Naira. Established in 2019, it serves customers in Nigeria, the UK, and the USA.

What We Love

  • 🚀 Fast and reliable
  • 💰 Good exchange rates
  • 👍 Smooth trading experience
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Payment delays and issues
  • 🤖 Unresponsive customer support
  • 🚫 Potential scam reports

More apps like ZuliPay

4
EazybyZenith
EazybyZenith
EazybyZenith
by Zenith Bank PLC
Free

Manage your finances effortlessly with this mobile banking solution. It offers secure transactions, bill payments, money transfers, and airtime top-ups. Customize your digital wallet and enjoy a personalized banking experience.

Effortless account setupComprehensive mobile banking suitePersonalized wallet tiers
💰 Finance
(8)
free
5
Platnova
Platnova
Platnova
Easily pay across the globe
Free

This app facilitates global money transfers, secure savings, and bill payments in over 80 countries and 25 currencies. It offers virtual and physical cards for purchases, gift card services, and lifestyle bookings, all secured with advanced authentication and 24/7 support.

Global money transfersMulti-currency walletVirtual and physical cards
💰 Finance
(171)
free
6
Pgoldapp
Pgoldapp
Pgoldapp
Giftcards and Digital Assets
Free

This platform allows users to buy and sell digital assets, and conveniently pay utility bills. It prioritizes fast transactions and robust security to protect user accounts and funds.

Buy and sell digital assetsPay utility billsFast transactions
💰 Finance
(1.6K)
free
7
Moremonee
Moremonee
Moremonee
Moremonee MFB
Free

This app offers financial solutions for personal and business growth, enabling quick payments, profit generation, and faster financial expansion. It provides business and personal accounts, referral bonuses, daily interest on balances, target savings, and supports Ajo business.

Business and individual accountsSend and receive moneyPay utility bills
💰 Finance
(193)
free
8
Nomba - Mobile Banking
Nomba - Mobile Banking
Nomba - Mobile Banking
Personal and Business Banking
Free

Manage personal and business finances with ease. Send and receive money, pay bills, top up airtime, and track expenses. Offers secure transactions and savings features with competitive interest rates.

Send and receive moneyTop up airtime and dataPay bills
💰 Finance
(1.3K)
free
9
MiniPay: Easy Global Wallet
MiniPay: Easy Global Wallet
MiniPay: Easy Global Wallet
Global payments for everyone
Free

Send money globally with a secure, self-custodial digital wallet. Experience fast, affordable transactions to over 52 countries, supporting over 35 local currencies and payment methods. Save in stablecoins and pay bills or buy services abroad.

Instant global money transfersSupport for 52 countries35+ local currencies and payment methods
💰 Finance
(423)
free with in-app purchases
10
Aimtoget Wallet
Aimtoget Wallet
Aimtoget Wallet
Airtime to cash, data & bills
Free

Instantly convert airtime to cash and receive funds in your wallet or bank account. Purchase the cheapest data plans and pay bills like DSTV and electricity for free. Reward others with unique pins redeemable for cash.

Convert airtime to cashPurchase cheapest dataPay bills for free
💰 Finance
(1.1K)
free