Comparison

FIB Mobile vs FastPay Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FIB Mobile

This secure mobile banking app allows First Independent Bank customers to manage their finances on their iPhone. Users can log in from anywhere to view account balances, transaction history, and transfer money between accounts.

Highlights
  • Secure mobile banking
  • Log in from anywhere
  • View account balances
  • View transaction history
  • Transfer money
Features
Read full description

Manage your money on your iPhone whenever you desire with this secure FIB Mobile banking app from First Independent Bank. You can: • Log on to your account from anywhere • View your account balances and transaction history • Transfer money Exact features depend upon services you have signed up for. To log on to this app you must be a First Independent Bank customer. If you are not yet registered for FIB Mobile, please visit www.fibmn.com or your nearest First Independent Bank location.

About

FastPay Merchant

This app provides merchants with a fast and easy way to manage payments. It offers real-time notifications, QR code payment acceptance, and detailed transaction history. Merchants can quickly check balances and search for specific transactions.

Highlights
  • Instant payment notifications
  • Accept payments via merchant QR code
  • Quick balance check
  • Access to last 4 transactions
  • 30-day transaction history
  • Transaction search by ID or account number
  • Monthly transaction statements via email
Features
Read full description

Description FastPay Merchant App is the simplest & fastest way to receive and track payments in real-time for your business. It enables you to get all your FastPay payment details at one place with quicker access to instant payment notification and recent transactions. You can now receive payment anywhere, at any place with your merchant QR in the App. Features of FastPay Merchant App EASY ONBOARDING FastPay Merchant App has the simplest registration and login process. After downloading the App, enter your FastPay Merchant Account number and PIN. Once the OTP verification is done, your Merchant App is ready to use. INSTANT PAYMENT NOTIFICATION Receive instant payment notification in your Merchant App when a payment is made. Notification will be seen on the mobile lock-screen as well, so that you can track payments in real-time. RECEIVE PAYMENT ANYWHERE Show your Merchant QR code to any FastPay customer right from your Merchant App and receive payment anytime, anywhere. QUICK BALANCE CHECK Check your Merchant Account balance just on the App home-screen, whenever you want. QUICKER ACCESS TO THE LATEST TRANSACTION From the App home screen, get quick access to the last 4 transactions with details including date, time, amount, account number, charge, transaction ID, reference & cashback contribution if applicable TRANSACTION HISTORY OF LAST 30 DAYS Get more business insights from your transaction details. You can easily access the transaction details from the History tab in the Merchant App and check data for last 30 days. TRANSACTION SEARCH Find any particular transaction in seconds. Just tap on the search icon on the App home screen, and enter transaction ID or customer's complete FastPay Account number to find out the details of any particular transaction. ACCOUNT STATEMENT Receive your monthly transaction statement automatically through email by the end of each month. The periodic statement can also be generated from the App. (coming soon) M2A Withdraw money directly from agent point by scanning the agent QR or entering the agent number. This app is meant for FastPay Merchant only. If you want to use FastPay Customer App, please download it from here.

Screenshots

FIB Mobile4 screens
FastPay Merchant3 screens

Verdict

The call

The clearest difference is review sentiment: FIB Mobile at 67% against FastPay Merchant's 0%. FIB Mobile also leads on rating (4.8 vs 4.0) and ratings volume (257 vs 54). FastPay Merchant's advantage is ads (none vs shown) and update cadence (every 2 months vs every 4 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FIB Mobile holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 257 and 54 respectively. Written reviews point the same way: 67% of FIB Mobile's written reviews are positive against 0% of FastPay Merchant's.

UpkeepUpdate frequency

FIB Mobile ships an update every 4 months, FastPay Merchant every 2 months. The most recent releases landed on October 21, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
FIB Mobile versus FastPay Merchant: the parameters behind the verdict, then further details
ParameterFIB MobileFastPay Merchant
PriceFreeFree
Rating4.8 (257 ratings) — better4.0 (54 ratings)
Positive reviews66.7% of reviews — better0.0% of reviews
Number of ratings257 — better54
Update frequencyEvery 4 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.1 — better15.0
Further details — not scored
Size120 MB183 MB
Age rating4+17+
DeveloperFirst Independent BankFastPay Ltd.

Customer experience

FIB Mobile

All ratings256 ratings
Positive96.5%
Neutral1.2%
Negative2.3%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

FastPay Merchant

All ratings54 ratings
Positive75.9%
Neutral0.0%
Negative24.1%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

FIB Mobile

No in-app purchases

None

FastPay Merchant

No in-app purchases

Questions

Is FIB Mobile free?
FIB Mobile is free to download, with no in-app purchases.
Is FastPay Merchant free?
FastPay Merchant is free to download, with no in-app purchases.
Which has better reviews, FIB Mobile or FastPay Merchant?
FIB Mobile is rated higher. FIB Mobile averages 4.8 out of 5 from 257 ratings, while FastPay Merchant averages 4.0 from 54 ratings.
Do FIB Mobile or FastPay Merchant have ads?
FIB Mobile shows ads; FastPay Merchant does not.
Which is updated more often, FIB Mobile or FastPay Merchant?
FIB Mobile ships an update every 4 months, and FastPay Merchant every 2 months. Most recently, FIB Mobile was updated on October 21, 2026 and FastPay Merchant on October 7, 2026.

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