ING ActivePay vs Efact
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
ING ActivePay
Manage your merchant payment terminal directly from your smartphone or tablet. Accept debit and credit card payments, send digital receipts, and maintain a record of all transactions. You can also create a product catalog for on-site customer visits.
- Connects to payment terminal via Bluetooth
- Accept debit and credit card payments
- Enter payment amounts on smartphone
- Send digital cashier's receipts
- Record of all payments summary
- Create product catalog
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The ING ActivePay app lets you manage your merchant payment terminal via smartphone or tablet. After opening the app, it connects with your terminal via Bluetooth so you can accept payments by debit or credit card. The app is very easy to use: enter the amount on your smartphone, your customer enters their PIN and thatβs it. You can even send the cashierβs receipt digitally and of course, the app keeps a record of all payments in a convenient summary. You can even use the app to make your own product catalogue. Very handy when visiting your customers on site!
Efact
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Your company in your pocket. Create and sent financial documents to your company clients, from your mobile phone, in any moment. Functionalityβs : - Invoices - create invoices for your clients, send them by email. Link your accountant to see them. - Pro Forma - create/send then after payment transform it to invoice. - Credit notes - for your invoices. Cancelation partial or entirely for your already made invoices. - Estimations - Make offers to your clients. Assets: 1. Give access to your accountant. 2. Account for each client linked to your account . Can see all the documents issued to him. 3. Structured reference. Link to your bank. 4. No restriction for documents or clients creations. 5. Easy to use.
Screenshots
Verdict
The clearest difference is update cadence: Efact at every 2 weeks against ING ActivePay's every 16 months. ING ActivePay's advantage is iOS requirement (11.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ING ActivePay ships an update every 16 months, Efact every 2 weeks. The most recent releases landed on October 3, 2026 and September 29, 2026 respectively.
| Parameter | ING ActivePay | Efact |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 33.3% of reviews | β |
| Update frequency | Every 16 months | Every 2 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 β better | 15.5 |
| Further details β not scored | ||
| Size | 49 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | ING BELGIUM | Computer Fun SRL |
In-app purchases
ING ActivePay
No in-app purchases
Efact
No in-app purchases









