Comparison

ING ActivePay vs Topii

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING ActivePay

Manage your merchant payment terminal directly from your smartphone or tablet. Accept debit and credit card payments, send digital receipts, and maintain a record of all transactions. You can also create a product catalog for on-site customer visits.

Highlights
  • Connects to payment terminal via Bluetooth
  • Accept debit and credit card payments
  • Enter payment amounts on smartphone
  • Send digital cashier's receipts
  • Record of all payments summary
  • Create product catalog
Read full description

The ING ActivePay app lets you manage your merchant payment terminal via smartphone or tablet. After opening the app, it connects with your terminal via Bluetooth so you can accept payments by debit or credit card. The app is very easy to use: enter the amount on your smartphone, your customer enters their PIN and that’s it. You can even send the cashier’s receipt digitally and of course, the app keeps a record of all payments in a convenient summary. You can even use the app to make your own product catalogue. Very handy when visiting your customers on site!

About

Topii

Easily send money globally using cash at over 80,000 partner stores in the US. Your recipients can receive funds in minutes via cash, bank transfer, or digital wallet, with competitive rates and secure transactions.

Highlights
  • Send money with cash
  • Extensive US partner network
  • Low fees and fair exchange rates
  • Fast and secure transfers
  • In-app chat for coordination
  • Flexible recipient payout options
Features
Read full description

With TOPii, sending money to your people around the world is easier than ever. Just generate a barcode in the app, head to one of over 80,000 partner stores in the United States to pay with cash, and your family will receive it in minutes. Start enjoying all these benefits: Send Money with Cash: Use our huge network of stores to send money with cash, quickly and conveniently. A Huge Network at Your Fingertips: You have over 80,000 locations across the US where you can pay for your transfer. There's always one near you! The Best Rates & Fees: Take advantage of our low fees and a fair exchange rate, so more of your money gets there. Fast & 100% Secure: Your money arrives at its destination in minutes, always protected by the highest security standards. Coordinate Everything in the App: Use the built-in chat to talk with your contacts and arrange the details of the transfer, all without leaving TOPii. They Choose How to Receive It: Your family or friends can get the money as cash, in their bank account, or in their favorite digital wallet, depending on the options in their country. Join the thousands of users who already trust TOPii and discover the easiest, most secure way to send money and stay close to your family and friends, no matter the distance. A new way to manage your money and take care of your loved ones. Download the app and… MAKE A TOPII!

Screenshots

ING ActivePay4 screens
Topii4 screens

Verdict

The call

The clearest difference is update cadence: Topii at every 2 weeks against ING ActivePay's every 16 months. ING ActivePay's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 16.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ING ActivePay ships an update every 16 months, Topii every 2 weeks. The most recent releases landed on October 3, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
ING ActivePay versus Topii: the parameters behind the verdict, then further details
ParameterING ActivePayTopii
PriceFreeFree
Rating—4.0 (1 ratings) — better
Positive reviews33.3% of reviews — better27.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 16 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS11.0 — better16.4
Further details — not scored
Size49 MB103 MB
Age rating4+4+
DeveloperING BELGIUMFide

Customer experience

ING ActivePay

Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

Topii

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews37 reviews
Positive27.0%
Neutral2.7%
Negative70.3%

Bugs and requests

ING ActivePay

Not enough reviews yet to summarise bugs or requests.

Topii

Reported bugs

29 issues
  • App is poorly developed
  • App is ugly
  • App does not work
  • App does not respond well
  • Cannot add card
Show 24 more
  • Error adding card
  • App is useless
  • No payment gateway
  • Nefasto
  • Out of service for months
  • No functionality
  • Lamentable
  • Not working for weeks
  • Reduced functionality for new users
  • Cannot make payments
  • Cannot withdraw existing money
  • App is not a priority
  • Consent loop issue
  • No contact phone
  • Unresponsive WhatsApp
  • Registration fails
  • Document upload error
  • App crashes during recharge
  • SMS code not received
  • Error after verification
  • Verification takes too long
  • No network error (false)
  • Registration not working
  • Ups something went wrong error

Requested features

11 requests
  • Fix registration issues
  • Improve app stability
  • Resolve card addition errors
  • Ensure app functionality
  • Provide customer support response
Show 6 more
  • Update app for card linking
  • Fix payment code issues
  • Speed up data verification
  • Address app crashes during recharge
  • Ensure SMS code delivery
  • Fix recurring consent loop

In-app purchases

None

ING ActivePay

No in-app purchases

None

Topii

No in-app purchases

Questions

Is ING ActivePay free?
ING ActivePay is free to download, with no in-app purchases.
Is Topii free?
Topii is free to download, with no in-app purchases.
Do ING ActivePay or Topii have ads?
Neither ING ActivePay nor Topii shows ads.
Which is updated more often, ING ActivePay or Topii?
ING ActivePay ships an update every 16 months, and Topii every 2 weeks. Most recently, ING ActivePay was updated on October 3, 2026 and Topii on October 8, 2026.

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