OlyFed Digital Banking vs HB Direct
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OlyFed Digital Banking
Manage your finances conveniently from anywhere. This app allows you to check balances, pay bills, transfer funds, and track spending. It offers tools for personal financial management and account alerts, all from your mobile device.
- Check account balances
- Pay bills
- Transfer funds
- View transaction history
- Personal Financial Management tools
- Mobile check deposit
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Do it all without having to do it in person. We believe banking should happen when and where you need it to. Make and manage payments, transfer funds between accounts and check balances – in your sweats on your couch, wherever you’re most comfortable. Our fully integrated digital banking system provides both personal and business customers with a robust and secure set of money management tools to make handling your finances easy and convenient. An all-in-one platform provides a unified user experience across all devices and channels and offers the following key features: -Check your balances -Pay your bills -View your transaction history -Transfer funds between accounts -Manage budgets and spending with Personal Financial Management (PFM) tools -Track net worth, spending and financial trends -Set up and manage detailed account alerts -Deposit checks from your mobile device -Access check images -Open accounts -Find a branch or ATM
HB Direct
Safely access and manage your business accounts on the go. Initiate payments, view balances and activity, transfer funds, and make mobile deposits with this secure mobile banking solution.
- Initiate and approve payments
- View account balances
- View account activity
- Transfer funds
- Make mobile deposits
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With Heritage Direct, safely and securely access accounts anytime, anywhere. With our business mobile app, customers can: • Initiate and approve payments • View balances • View account activity • Transfer funds • Make mobile deposits
Screenshots
Verdict
The clearest difference is rating: OlyFed Digital Banking at 4.8 against HB Direct's 2.9. OlyFed Digital Banking also leads on review sentiment (33% vs 0%) and update cadence (every 3 months vs every 13 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OlyFed Digital Banking holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: OlyFed Digital Banking has 237 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 33% of OlyFed Digital Banking's written reviews are positive against 0% of HB Direct's.
OlyFed Digital Banking ships an update every 3 months, HB Direct every 13 months. The most recent releases landed on October 24, 2026 and September 21, 2026 respectively.
| Parameter | OlyFed Digital Banking | HB Direct |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (237 ratings) — better | 2.9 (11 ratings) |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 237 — better | 11 |
| Update frequency | Every 3 months — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 106 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Olympia Federal Savings & Loan Association Inc. | Heritage Bank |
Customer experience
OlyFed Digital Banking
HB Direct
In-app purchases
OlyFed Digital Banking
No in-app purchases
HB Direct
No in-app purchases
Questions
Is OlyFed Digital Banking free?
Is HB Direct free?
Which has better reviews, OlyFed Digital Banking or HB Direct?
Do OlyFed Digital Banking or HB Direct have ads?
Which is updated more often, OlyFed Digital Banking or HB Direct?
Other comparisons
