Comparison

OlyFed Digital Banking vs MyPCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OlyFed Digital Banking

Manage your finances conveniently from anywhere. This app allows you to check balances, pay bills, transfer funds, and track spending. It offers tools for personal financial management and account alerts, all from your mobile device.

Highlights
  • Check account balances
  • Pay bills
  • Transfer funds
  • View transaction history
  • Personal Financial Management tools
  • Mobile check deposit
Features
Read full description

Do it all without having to do it in person. We believe banking should happen when and where you need it to. Make and manage payments, transfer funds between accounts and check balances – in your sweats on your couch, wherever you’re most comfortable. Our fully integrated digital banking system provides both personal and business customers with a robust and secure set of money management tools to make handling your finances easy and convenient. An all-in-one platform provides a unified user experience across all devices and channels and offers the following key features: -Check your balances -Pay your bills -View your transaction history -Transfer funds between accounts -Manage budgets and spending with Personal Financial Management (PFM) tools -Track net worth, spending and financial trends -Set up and manage detailed account alerts -Deposit checks from your mobile device -Access check images -Open accounts -Find a branch or ATM

About

MyPCU

Manage your finances on the go with this mobile banking application. Access account balances, transaction history, and transfer funds. Deposit checks, pay bills, and find nearby branches.

Highlights
  • Check account balance
  • Pay bills
  • View transaction history
  • Transfer funds
  • Deposit checks
  • Find branches
  • Manage alerts
Features
Read full description

Do more with the MyPCU app. The MyPCU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Peninsula Credit Union, visit us at www.pcfcu.org

Screenshots

OlyFed Digital Banking4 screens
MyPCU4 screens

Verdict

The call

OlyFed Digital Banking and MyPCU both sit at 4.8 stars, but that hides the real split: 33% of OlyFed Digital Banking's written reviews are positive against 14% of MyPCU's. MyPCU's advantage is device support (4 vs 2). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for OlyFed Digital Banking against 4.7 for MyPCU. Both are backed by a comparable volume of ratings — 237 and 586 respectively. Written reviews are what separate them: 33% of OlyFed Digital Banking's written reviews are positive against 14% of MyPCU's.

UpkeepUpdate frequency

OlyFed Digital Banking ships an update every 3 months, MyPCU every 4 months. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
OlyFed Digital Banking versus MyPCU: the parameters behind the verdict, then further details
ParameterOlyFed Digital BankingMyPCU
PriceFreeFree
Rating4.8 (237 ratings) — better4.7 (586 ratings)
Positive reviews33.3% of reviews — better14.3% of reviews
Number of ratings237586 — better
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch — better
Requires iOS16.015.6 — better
Further details — not scored
Size106 MB68 MB
Age rating4+4+
DeveloperOlympia Federal Savings & Loan Association Inc.Peninsula Credit Union

Customer experience

OlyFed Digital Banking

All ratings237 ratings
Positive93.7%
Neutral3.4%
Negative3.0%
Written reviews6 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

MyPCU

All ratings587 ratings
Positive90.8%
Neutral3.7%
Negative5.5%
Written reviews14 reviews
Positive14.3%
Neutral28.6%
Negative57.1%

Bugs and requests

OlyFed Digital Banking

Not enough reviews yet to summarise bugs or requests.

MyPCU

Reported bugs

15 issues
  • App is very glitchy
  • App is buggy and terrible
  • App has so many errors
  • App disables Face ID and requires frequent password/challenge question logins
  • App makes it difficult to deposit checks by requiring challenge questions
Show 10 more
  • App has issues with mobile deposit limits for businesses
  • App has verification code issues for businesses
  • Instant balance feature rarely works
  • App frequently shows error messages requiring a call to the bank
  • App randomly gives error messages after login
  • App not opening on iOS 16.4
  • App not opening on iOS 14.5
  • App freezes on startup and crashes
  • Cannot update on phone
  • App name display issue with '&' instead of '&'

Requested features

6 requests
  • Fix app update issues on phones
  • Fix app not opening on iOS 16.4
  • Fix app not opening on iOS 14.5
  • Increase mobile deposit limit for businesses
  • Remove or improve verification code process for businesses
Show 1 more
  • Fix the '&' display issue in account names

In-app purchases

None

OlyFed Digital Banking

No in-app purchases

None

MyPCU

No in-app purchases

Questions

Is OlyFed Digital Banking free?
OlyFed Digital Banking is free to download, with no in-app purchases.
Is MyPCU free?
MyPCU is free to download, with no in-app purchases.
Which has better reviews, OlyFed Digital Banking or MyPCU?
OlyFed Digital Banking is rated higher. OlyFed Digital Banking averages 4.8 out of 5 from 237 ratings, while MyPCU averages 4.7 from 586 ratings.
Do OlyFed Digital Banking or MyPCU have ads?
Neither OlyFed Digital Banking nor MyPCU shows ads.
Which is updated more often, OlyFed Digital Banking or MyPCU?
OlyFed Digital Banking ships an update every 3 months, and MyPCU every 4 months. Most recently, OlyFed Digital Banking was updated on October 24, 2026 and MyPCU on October 24, 2026.

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