Comparison

Pension Office vs CBM DIGITAL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pension Office

Access your Maldives Pension Administration Office retirement savings account details. View your balance, portfolio composition, money flow, and contribution history. Get answers to common questions and contact the office directly.

Highlights
  • View RSA balance
  • Check portfolio composition
  • Monitor money flow
  • View contribution history
  • Access FAQ
  • Contact MPAO
Features
Read full description

The official Mobile Application for Maldives Pension Administration Office. Features include - Viewing RSA(Retirement Savings Account) Balance, - Viewing the composition of RSA account, which is the percentage each portfolio such as Investment Portfolio or Sharia Portfolio - Viewing the money flow within the RSA Account, - Viewing Contribution and Payment History. This includes monthly contirbution amount by the emploer and the employee. - A comprehensive list of FAQ which provides valuable information about RSA - A way to contact with the MPAO via the app.

About

CBM DIGITAL

Manage your finances with a secure and user-friendly mobile banking experience. Open new accounts instantly, track spending, set savings goals, and receive real-time notifications for all account activity.

Highlights
  • Secure login with fingerprint option
  • View payment card details and limits
  • Report lost or stolen cards
  • Instant account opening
  • Financial goal setting with 'Spaces'
  • Real-time account activity notifications
  • Bill payment and fund management
Features
Read full description

Banking with CBM Digital is fast, simple, and secure. Open additional accounts within few seconds to experience banking designed to fit your lifestyle. As well as updating the design and adding new functionality, we’ve worked hard to streamline the app and make it easy to use. We’ll continue improving the app and gradually adding new features. Feel free to leave a comment and tell us what you’d like to see! Key Features: - Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on eligible devices. - View payment card information, such as withdrawal and spending limits. You can also report your lost or stolen card directly from the app. - Open an account within few seconds directly from your phone. No long lines, no paperwork, no fuss. - Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer money with a single swipe. - Receive instant notifications on all account activity so you know what’s happening with your account in real-time. - Balance Inquiry, View account history - Pay your bills, Manage your funds, Open other account, FD account creation and other main financial services. - Locating our service points and ATM - Information on interest rates / currency details of our products - Our latest promotional and offers Who we are, The Commercial Bank of Maldives is a joint venture between Tree Top Investments Pvt Ltd (TTIL) and the Commercial Bank of Ceylon PLC (CBC). Commercial Bank of Ceylon PLC was established in 1969, and have since become the largest private bank in Sri Lanka with an asset base over USD 7.5 Bn. Having set a benchmark in private sector banking in Sri Lanka, CBC has set standards, created an identity and forged an unsurpassable trend. Tree Top Investments Pvt Ltd is a Maldivian investment company founded in 2013, with the vision to combine the extensive expertise of the partner shareholders into one pioneering company. TTIL strive to uncover and secure investments in diverse sectors showing high growth potential in the Maldives.

Screenshots

Pension Office4 screens
CBM DIGITAL4 screens

Verdict

The call

The clearest difference is review sentiment: CBM DIGITAL at 100% against Pension Office's 20%. CBM DIGITAL also leads on rating (4.7 vs 3.3). Pension Office's advantage is ratings volume (29 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CBM DIGITAL holds the better App Store score, 4.7 against 3.3. That said, the two scores are not equally well evidenced: Pension Office has 29 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 20% of Pension Office's written reviews are positive against 100% of CBM DIGITAL's.

UpkeepUpdate frequency

Pension Office ships an update every 2 months, CBM DIGITAL every 3 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
Pension Office versus CBM DIGITAL: the parameters behind the verdict, then further details
ParameterPension OfficeCBM DIGITAL
PriceFreeFree
Rating3.3 (29 ratings)4.7 (3 ratings) — better
Positive reviews20.0% of reviews100.0% of reviews — better
Number of ratings29 — better3
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size53 MB111 MB
Age rating4+17+
DeveloperMaldives Pension Administration OfficeCommercial Bank of Ceylon PLC

Customer experience

Pension Office

All ratings29 ratings
Positive55.2%
Neutral6.9%
Negative37.9%
Written reviews5 reviews
Positive20.0%
Neutral20.0%
Negative60.0%

CBM DIGITAL

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pension Office

No in-app purchases

None

CBM DIGITAL

No in-app purchases

Questions

Is Pension Office free?
Pension Office is free to download, with no in-app purchases.
Is CBM DIGITAL free?
CBM DIGITAL is free to download, with no in-app purchases.
Which has better reviews, Pension Office or CBM DIGITAL?
CBM DIGITAL is rated higher. Pension Office averages 3.3 out of 5 from 29 ratings, while CBM DIGITAL averages 4.7 from 3 ratings.
Do Pension Office or CBM DIGITAL have ads?
Neither Pension Office nor CBM DIGITAL shows ads.
Which is updated more often, Pension Office or CBM DIGITAL?
Pension Office ships an update every 2 months, and CBM DIGITAL every 3 months. Most recently, Pension Office was updated on October 24, 2026 and CBM DIGITAL on October 29, 2026.

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