UniCredit mBanking vs SubscriptionTraker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UniCredit mBanking
Manage your finances conveniently from your mobile device. Open new accounts, apply for loans, and perform everyday banking tasks like payments, transfers, and card management. Securely access your accounts with biometric login and receive real-time transaction notifications.
- Open accounts and apply for loans
- Perform payments and transfers
- Manage debit and credit cards
- Biometric login and transaction signing
- Instant payment solutions
- Track account balances and spendings
- ATM & Branch finder
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Use mBanking, where Bank’s services and products are always at a hand, for all that matters to you, while you are on the go, at home, or while travelling, with no need to go to the Bank. You will enjoy fast access to the app by using face ID or fingerprint, clear design and security. UniCredit Bank’s mBanking app is available to all clients who have open current accounts in UniCredit Bank. • Do your everyday transactions and find out all details about your expenses • Favorable exchange rate for buying and selling Euro currency for users with Euro account • Check your account balance fast, without logging into application • Pay your bills, or shopping orders and have an overview of what are your biggest spending on a monthly basis, or make templates for most frequent payments • IPS QR code for point of sale payment • Foreign Payments on mBanking • Use scan and pay option to speed up inserting data from your bills • Prenesi - transfer money to another person using his/her phone number from your contact list • Create and modify Standing order • Have an overview of your accounts (current, savings), loans, payment cards and documents • Find out where are our nearest branch offices or ATMs • Use mCash option to withdraw money from ATMs, without using your payment card • Block and unblock your credit and debit cards, if needed • Change limit on your debit card • View PIN of your debit/credit cards • Splitting credit card transactions into installments • Apply for Bank’s products, for plans that matter to you • Activate your eBanking account, using mToken • Stay informed on all novelties, by receiving app’s notifications • Choose how you want to stay in touch with the Bank: via mBanking, eBanking, email or mail • Purchasing and activation of Travel insurance without going to the branch • Virtual debit and credit card with all details needed for successful payment • Add your Mastercard debit and credit card to Apple wallet from your mBanking app • Tutorials.
SubscriptionTraker
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SubscriptionTraker is the simplest way to track all your subscriptions in one place. See your total monthly spend at a glance, discover which services you're actually using, and get notified before every renewal. FEATURES • Dashboard — Your total monthly spend, active subscriptions, upcoming renewals, and a quick stats overview. See exactly where your money goes. • Subscriptions — Log every subscription with name, cost, billing cycle, category, and notes. Swipe to delete, toggle active/inactive, and search through your list. • Insights & Analytics — Visual breakdown of spending by category (pie chart), monthly spending trends (bar chart), potential savings from yearly billing, and automatic detection of unused subscriptions you're still paying for. • Usage Tracking — Log how often you use each service and see cost-per-use. Rate each subscription's value with a 5-star rating to decide what's worth keeping. • Renewal Reminders — Customizable local notifications so you never get surprised by a charge again. • Privacy First — 100% on-device. No accounts, no servers, no tracking. Your data stays yours. • Customizable — Light, dark, and system themes. Choose your currency (USD, EUR, GBP). Haptic feedback and reminder preferences. Built for people who subscribe to multiple digital services — AI tools, streaming, productivity apps, and more — and want to stay in control of their recurring spending.
Screenshots
Verdict
UniCredit mBanking and SubscriptionTraker are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | UniCredit mBanking | SubscriptionTraker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (284 ratings) — better | — |
| Positive reviews | 48.6% of reviews | — |
| Number of ratings | 284 — better | — |
| Update frequency | Every 5 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 489 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | UniCredit Bank Hungary Zartkoruen Mukodo Reszvenytarsasag | Noah M |
In-app purchases
UniCredit mBanking
No in-app purchases
SubscriptionTraker
No in-app purchases
Questions
Is UniCredit mBanking free?
Is SubscriptionTraker free?
Do UniCredit mBanking or SubscriptionTraker have ads?
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