Comparison

Secure Checking vs SAFE4R

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Secure Checking

Access exclusive discounts on dining, shopping, and travel. Get protection with IDProtect services, including credit monitoring and fraud assistance. Report lost or stolen cards 24/7.

Highlights
  • Restaurant and shop discounts
  • Travel savings
  • Health discount access
  • IDProtect services
  • Credit report and score viewing
  • Identity fraud specialist connection
  • Lost/stolen card reporting
Features
Read full description

Members of Secure Checking can enjoy convenient access to their benefits, including discounts and savings with the Secure Checking mobile app! With the Secure Checking app you will have access to discounts at local restaurants, shops, attractions, travel destinations, and more. Access health discounts savings and locate providers while you are on the go. You will have personal protection and peace of mind even while you are on the go with access to your IDProtect services that are available with Secure Checking. With the Secure Checking app you can check credit alerts on your mobile device and instantly call to learn more or to dispute the activity. You will also have the ability to view your credit report and score. Should you become a victim of identity fraud, the Secure Checking app can easily connect you to a dedicated fraud specialist who will be assigned to manage your case – or connect you to file a claim for identity fraud expense reimbursement to cover expenses associated with restoring your identity. Lost/stolen credit card? With the Secure Checking app you can quickly connect to a representative 24/7 to report your previously registered cards with just one phone call. To be eligible for the Secure Checking app, your financial institution must offer this service to eligible checking account holders. Prior to downloading, be sure to register online at www.SecureChecking.com using the Access Code provided by your financial institution. After downloading the Secure Checking app – you will then log in using the same user name and password used online. Secure Checking App Features: • Easily find great savings and discounts from businesses near your current location, including map and directions • Use a mobile coupon to immediately enjoy your savings by simply showing your mobile device • Convenient access to your “Favorite Deals” • Ability to access and view credit alerts • View credit report and score • Connect to dedicated fraud specialists in the event you have suffered an identity fraud incident • Report lost/stolen credit or debit cards 24/7 • Access to information related to other Secure Checking benefits

About

SAFE4R

This app offers comprehensive protection for your loved ones, including medical and mental health support, cyber security, and location sharing. Connect with physicians virtually, manage chronic conditions, and access mental health professionals. Real-time cyber attack alerts and resolution management are also provided.

Highlights
  • Virtual 24/7 medical care
  • Mental health professional access
  • Location sharing (Places, Trips, Hangouts)
  • Cyber security with real-time alerts
  • Emotion logging and positive affirmations
  • Prescription management
Features
Read full description

Welcome to the powerful SAFE4R application. . SAFE4R provides a 360 degree approach to the protection of the things most important to us. With our SAFE4R Surround offering, your entire family receives Medical Protection, multiple layers of Mental Health protection and powerful Cyber protection. Physical protection with our location sharing features like Places, Trips and Hangouts, your friends and loved ones are able to know where you are without having to ask. Our virtual 24/7 Medical protection, gives your entire family the ability to connect virtually with trusted physicians through our powerful telehealth services. With it, you get urgent care access via phone or video, chronic condition management for ongoing medical conditions and prescription management so that prescribed medications are quickly sent to your preferred location for pick up. This is all provided virtually, sparing your family the hassle of unnecessary office visits. You can even connect with the same physician for continuity as you schedule virtual visits anytime needed. Our virtual24/7 Mental Health Protection is vital in today’s world. With the constant increase in the stresses of life, pressures of social media on our children and the highest depression induced mortality rates for teenagers than ever in history, the demand for the tools and access needed to combat these pressures has never been more important. The Safe4r Surround mental health protection provides immediate access to mental health professionals with our crisis option, as well as on-demand access to physicians, trained clinical counselors, and coaches to assist in the diagnosis and support of behavioral and mental health needs. We also know that management of mental health requires constant engagement, so your entire family also receives ‘State of Mind” positive affirmations, tips, activities and an emotion logging feature to help personal management and tracking of your mental health. Lastly, Safe4r Surround is proud to provide cyber security. As soon as you install the application, all your devices are protected with real time alerts of cyber-attacks and resolution management at your fingertips. No matter where you are, SAFE4R will ensure you and your family are SAFER than ever before! TERMS - https://www.safe4r.com/terms-conditions PRIVACY - https://www.safe4r.com/privacy-policy

Screenshots

Secure Checking4 screens
SAFE4R4 screens

Verdict

The call

Secure Checking and SAFE4R both sit at 3.3 stars, but that hides the real split: 89% of SAFE4R's written reviews are positive against 0% of Secure Checking's. SAFE4R also leads on update cadence (every 9 days vs monthly) and ratings volume (24 vs 6). Secure Checking's advantage is in-app purchases (none vs 13) and iOS requirement (13.0 vs 17.0). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SAFE4R sells 12 in-app purchases, starting at $6.99 per month. Secure Checking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.3 for Secure Checking against 3.2 for SAFE4R. Both are backed by a comparable volume of ratings — 6 and 24 respectively. Written reviews are what separate them: 0% of Secure Checking's written reviews are positive against 89% of SAFE4R's.

UpkeepUpdate frequency

Secure Checking ships an update monthly, SAFE4R every 9 days. The most recent releases landed on June 23, 2026 and September 23, 2026 respectively.

Scorecard6 real differences · 4 level
Secure Checking versus SAFE4R: the parameters behind the verdict, then further details
ParameterSecure CheckingSAFE4R
PriceFreeFree
Rating3.3 (6 ratings) — better3.2 (24 ratings)
Positive reviews0.0% of reviews88.9% of reviews — better
Number of ratings624 — better
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, Apple Watch
Requires iOS13.0 — better17.0
Further details — not scored
Size37 MB311 MB
Age rating4+4+
DeveloperEcon-O-Check CorporationSAFE4R, Inc.

Customer experience

Secure Checking

All ratings6 ratings
Positive50.0%
Neutral16.7%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

SAFE4R

All ratings24 ratings
Positive54.2%
Neutral0.0%
Negative45.8%
Written reviews9 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

In-app purchases

None

Secure Checking

No in-app purchases

12 purchases

SAFE4R

Subscriptions12
  • Premium Single Monthly$6.991 Month
  • Premium Monthly Package 1 User$12.991 Month
  • Individual Monthly$12.991 Month
Show 9 more
  • Premium Group4 Monthly$25.491 Month
  • Premium Monthly Upto 8 Members$29.991 Month
  • Surround Plan$34.991 Month
  • Premium Monthly Pkg 7 Users$89.991 Month
  • Individual Yearly$129.991 Year
  • Premium Yearly Upto 8 Members$299.991 Year
  • Surround Plan2 variants$349.991 Year
  • Premium Yearly Pkg 7 Users$899.991 Year
  • Premium Yearly Pkg 8 Users$999.991 Year

Questions

Is Secure Checking free?
Secure Checking is free to download, with no in-app purchases.
Is SAFE4R free?
SAFE4R is free to download, with in-app purchases available.
Which has better reviews, Secure Checking or SAFE4R?
Secure Checking is rated higher. Secure Checking averages 3.3 out of 5 from 6 ratings, while SAFE4R averages 3.2 from 24 ratings.
Do Secure Checking or SAFE4R have ads?
Neither Secure Checking nor SAFE4R shows ads.
Which is updated more often, Secure Checking or SAFE4R?
Secure Checking ships an update monthly, and SAFE4R every 9 days. Most recently, Secure Checking was updated on June 23, 2026 and SAFE4R on September 23, 2026.

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