FNB vs My GBT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNB
Manage your bank accounts securely on the go. Easily pay bills, transfer funds, deposit checks, and control your debit card. Find branches and ATMs, and access customer service.
- Pay bills and friends
- Turn debit card on/off
- Deposit checks
- View account balances and transactions
- Transfer funds
- Locate branches and ATMs
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With the FNB Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • Pay bills or pay your friends • Turn your debit card on/off • Deposit checks • View your account balances • View recent transactions • View statements • Transfer funds • Locate a branch, iTM, or ATM • Contact our Customer Service Team Security: Security is our priority. Rest assured that your personal information is kept safe! Contact us: You can contact us at 1-662-234-2821 if you have any questions about the FNB Mobile App or the self-service registration process.
My GBT
Manage your finances on the go with a secure and convenient mobile banking app. Check balances, deposit checks, pay bills, and transfer funds easily. Access branch information and communicate with bank staff directly.
- Check balances 24/7
- Deposit checks
- Pay bills
- Transfer funds
- Secure messaging
- Tap to Pay
- Branch locator
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Start banking from wherever you are with Guaranty Bank's mobile experience. Our fast and free mobile application provides you the convenience, flexibility, and security that you expect. This robust application allows you to check balances 24/7, view pending transactions, deposit checks, pay bills, transfer funds to friends or family, view copies of deposit items and checks written, securely message Guaranty Bank staff, take payments via Tap to Pay, and access location and hour information for all branches. Our team is always ready to see you, but what could be better than banking from the comfort of your home or wherever you like?! Download the app, and enjoy our mobile experience... with a twist of community banking.
Screenshots
Verdict
The clearest difference is ads: FNB at none against My GBT's shown. FNB also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 80%). My GBT's advantage is ratings volume (1.3K vs 2) and update cadence (every 2 months vs every 13 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FNB holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: My GBT has 1.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of FNB's written reviews are positive against 80% of My GBT's.
FNB ships an update every 13 months, My GBT every 2 months. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.
| Parameter | FNB | My GBT |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.8 (1.3K ratings) |
| Positive reviews | 100.0% of reviews — better | 79.5% of reviews |
| Number of ratings | 2 | 1.3K — better |
| Update frequency | Every 13 months | Every 2 months — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, Apple Watch — better |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 40 MB | 91 MB |
| Age rating | 4+ | 4+ |
| Developer | FNB Oxford Bank | Guaranty Bank & Trust Co. |
Customer experience
FNB
My GBT
Bugs and requests
FNB
Not enough reviews yet to summarise bugs or requests.
My GBT
Reported bugs
10 issues- App requires constant refreshing
- App logs users out frequently
- Mobile deposit functionality is problematic
- Check deposit image acceptance not clearly indicated
- Issues with viewing check deposits online
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- Transactions disappear after appearing
- Transfers and payments frequently fail
- Loan payment due dates not updating
- Unable to log in
- Cannot transfer money easily on iPhone
Requested features
3 requests- Frame snap for mobile deposits
- Dark mode option
- Ability to lock card
In-app purchases
FNB
No in-app purchases
My GBT
No in-app purchases
