网商银行 vs 360你财富
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
网商银行
This internet bank offers efficient and convenient financial services, aiming to support the real economy and practice inclusive finance. It provides a one-stop platform for loans, wealth management, and bank deposits.
- Loan services
- Wealth management
- Bank deposits
- Efficient financial services
- Convenient platform
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浙江网商银行是经中国原银保监会批准设立的互联网银行，于 2015 年 6 月 25 日正式开业。网商银行以支持实体经济、践行普惠金融为使命，希望做互联网银行的探索者和普惠金融的实践者，为用户提供高效、便捷的金融服务
360你财富
This platform offers a range of financial products including bank deposits and fund investments. It provides options for flexible withdrawals, high interest rates, and a wide selection of funds with professional team support. Security and user account protection are emphasized.
- Bank deposit products
- Fund investment options
- Flexible withdrawals
- High interest rates
- Professional financial team
- Account security
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360你财富截至2019年5月，用户突破6000万。 360你财富是360金服旗下互联网金融平台。 【重磅福利】 1、精选银行存款产品，活期3.85%，投资新选择。 2、 基金申购费全场1折。 【产品介绍】 1、 银行存款：1元起投，精选多家银行产品，本金保障，灵活存取，利率高至5.3%。 2、 基金投资：千余款基金任挑选，组合策略稳健灵活，止盈提示更省心。 更多产品：网贷、券商、信用卡，邀您抢先体验。 【安心有保障】 1、360金服旗下互联网金融服务平台，千万用户的安心之选。 2、专业金融团队，严选优质资产。 3、秉承360安全基因，保障用户账户安全与信息安全。 【品牌荣耀】 1、2015年，你财富荣获《投资者报》 “互联网金融公司・投资者保护奖” 2、2016年，你财富获得《互联网周刊》2016年度互联网金融App称号。 3、2016年，你财富被21世纪经济报道评选为2016中国资产管理金贝奖 “2016最具人气理财产品”。 4、360你财富荣获凤凰网财经“2018年度最具品牌影响力奖项” 【联系方式】 服务热线：4000-360-000 （工作日8~21点 节假日9~18点） 官方网址：https://www.nicaifu.com 微信公众号：你财富 微信服务号：你财富小助手
Screenshots
Verdict
The clearest difference is rating: 360你财富 at 4.4 against 网商银行's 2.5. 网商银行's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
360你财富 holds the better App Store score, 4.4 against 2.5. That said, the two scores are not equally well evidenced: 网商银行 has 46 ratings behind it against 9, so its average is the more settled of the two.
网商银行 ships an update fortnightly, 360你财富 every 2 months. Both last shipped on October 29, 2026.
| Parameter | 网商银行 | 360你财富 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (46 ratings) | 4.4 (9 ratings) — better |
| Positive reviews | 64.9% of reviews | — |
| Number of ratings | 46 — better | 9 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13 | 13.0 |
| Further details — not scored | ||
| Size | 226 MB | 89 MB |
| Age rating | 4+ | 4+ |
| Developer | Zhejiang E-Commerce Bank Co.Ltd | 北京你财富计算机科技有限公司 |
Customer experience
网商银行
360你财富
In-app purchases
网商银行
No in-app purchases
360你财富
No in-app purchases
