Comparison

CBTJ Mobile vs CBTKY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBTJ Mobile

Manage your finances on the go with this mobile banking application. Check balances, pay bills, transfer funds between accounts, and deposit checks remotely. Available for iPhone and iPad users.

Highlights
  • Check account balances
  • Search recent transactions
  • Pay bills
  • Transfer funds between accounts
  • Deposit checks remotely
Features
Read full description

Start banking wherever you are with CBTJ Mobile for iPhone and iPad! Available to all Citizens Bank & Trust Co. of Jackson Mobile Banking end users. CBTJ Mobile allows you to check balances, pay bills, make transfers, and deposit checks. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your phone. Transfers - Easily transfer cash between your accounts. Remote Deposit Capture - Deposit checks while on the go with CBTJ Mobile for iPhone. All features may not be available in the tablet application.

About

CBTKY

Manage your finances on the go with this secure banking app. Set up alerts, make payments, transfer funds, deposit checks remotely, and find nearby branches and ATMs. Protect your account with passcode or biometric authentication.

Highlights
  • Account balance alerts
  • Make payments
  • Transfer funds
  • Mobile check deposit
  • View statements
  • Find branches/ATMs
  • Biometric security
Features
Read full description

Citizens Bank & Trust KY app is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with CBTKY: • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • View and save your monthly statements • Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

CBTJ Mobile4 screens
CBTKY4 screens

Verdict

The call

The clearest difference is review sentiment: CBTKY at 75% against CBTJ Mobile's 60%. CBTKY also leads on rating (4.9 vs 4.7) and ratings volume (557 vs 160). CBTJ Mobile's advantage is iOS requirement (15.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CBTKY holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 160 and 557 respectively. Written reviews point the same way: 60% of CBTJ Mobile's written reviews are positive against 75% of CBTKY's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
CBTJ Mobile versus CBTKY: the parameters behind the verdict, then further details
ParameterCBTJ MobileCBTKY
PriceFreeFree
Rating4.7 (160 ratings)4.9 (557 ratings) — better
Positive reviews60.0% of reviews75.0% of reviews — better
Number of ratings160557 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size155 MB178 MB
Age rating4+4+
DeveloperCitizens Bank & Trust Co. of JacksonCitizens Bank and Trust Company Kentucky

Customer experience

CBTJ Mobile

All ratings160 ratings
Positive94.4%
Neutral1.9%
Negative3.8%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

CBTKY

All ratings557 ratings
Positive96.9%
Neutral1.3%
Negative1.8%
Written reviews8 reviews
Positive75.0%
Neutral12.5%
Negative12.5%

In-app purchases

None

CBTJ Mobile

No in-app purchases

None

CBTKY

No in-app purchases

Questions

Is CBTJ Mobile free?
CBTJ Mobile is free to download, with no in-app purchases.
Is CBTKY free?
CBTKY is free to download, with no in-app purchases.
Which has better reviews, CBTJ Mobile or CBTKY?
CBTKY is rated higher. CBTJ Mobile averages 4.7 out of 5 from 160 ratings, while CBTKY averages 4.9 from 557 ratings.
Do CBTJ Mobile or CBTKY have ads?
Neither CBTJ Mobile nor CBTKY shows ads.
Which is updated more often, CBTJ Mobile or CBTKY?
CBTJ Mobile ships an update monthly, and CBTKY monthly. Most recently, CBTJ Mobile was updated on October 13, 2026 and CBTKY on October 8, 2026.

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