街口支付 JKOPAY vs 將來銀行 NEXT BANK
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
街口支付 JKOPAY
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享受生活就該這麼簡單！出門只要帶手機，立即開始全新的生活方式！ 【街口支付】不只是支付，現在開通街口帳戶，一切因此而改變... 【支付】 使用街口帳戶、銀行帳戶或信用卡付款，只需出示付款碼或掃描付款，結帳簡單又迅速～便利商店、超市、餐廳、百貨與計程車...到處皆可輕鬆付款！ 【轉帳】 轉帳給街口用戶，快速方便而且完全不用手續費，也可以轉帳至對方指定的金融機構！ 【生活服務】 繳費、捐款、叫車、點餐、外送、保險、旅遊、高鐵、客運、街享券（即享券服務）...享受一站式最完整的生活服務！ 【街口幣】 用街口帳戶、街利存帳戶（由台新 Richart 營運）、街口聯名卡付款，享有街口幣回饋，另外還有不定期高額街口幣回饋活動；1 元街口幣等值新台幣 1 元，輕鬆用街口幣折抵每筆消費！ 【等級權益】 一共分為「尊爵、白金、金牌、銀牌、銅牌」五種等級，累積越多消費，享有更多街口幣回饋及手續費優惠！ 【資訊安全】 街口支付是專營電子支付機構，完全保障你的交易、個資安全。 ＊提醒您：為確保您的帳務及交易安全，建議您可於行動裝置安裝合法防護軟體，以提升此裝置的安全性。
將來銀行 NEXT BANK
A mobile banking app offering 24/7 financial services including account opening, savings acceleration, credit card rewards, and loan applications. It features customizable account numbers, a versatile debit card, a loyalty points system for spending discounts, and tools for managing personal finances and increasing savings interest.
- Customizable account numbers
- All-in-one debit card (iPASS, ATM, VISA)
- Flexible loyalty points for discounts
- Pocket accounts for budget management
- Interest-boosting savings tools
- Easy loan applications
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我們是你手機裡的銀行，為你帶來24小時全年無休的金融服務：快速開戶、加速儲蓄、刷卡回饋、輕鬆申請貸款，成為你探索生活的隊友，一同開啟你的將來。 【銀行帳號自由選】 將來首創帳號自由選，每個人都是VVIP。趕快想好專屬於你的帳號，儘早開戶，免得被捷足先登喔！ 【將將好 簽帳金融卡】 將將卡是張結合一卡通、ATM、刷卡功能的VISA簽帳金融卡。APP自由開關卡片交易功能，一秒鎖定降低失卡風險。簡約線條搭配立體邊框設計，由知名設計師方序中團隊操刀，灰黃黑白四色將將好選！ 【自由使用的將來N點】 將來N點，生活輕鬆點！消費得Ｎ點，再用Ｎ點折抵消費，只要能刷就能自由使用，最高100%折抵。 【口袋分帳理財】 9個活存口袋幫你更精準調配收支，讓儲蓄計劃早一點實現。 【將來N倍券讓你利息加倍放大】 結合將來口袋，為你的儲蓄N倍給利。 【快速貸入美好將來】 隨時隨地，輕鬆對貸，更好的將來提前到來。 探索更多優惠請至將來銀行官網： 網址：https://www.nextbank.com.tw 為提升您的帳務及交易安全，建議您可於行動裝置安裝合法防護軟體，以提升此裝置及帳戶安全性。請勿安裝非官方網站或未知來源的將來銀行APP。
Screenshots
Verdict
The clearest difference is rating: 將來銀行 NEXT BANK at 4.0 against 街口支付 JKOPAY's 2.1. 將來銀行 NEXT BANK also leads on review sentiment (34% vs 21%) and iOS requirement (13.0 vs 15.0). 街口支付 JKOPAY's advantage is ratings volume (35 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
將來銀行 NEXT BANK holds the better App Store score, 4.0 against 2.1. That said, the two scores are not equally well evidenced: 街口支付 JKOPAY has 35 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 21% of 街口支付 JKOPAY's written reviews are positive against 34% of 將來銀行 NEXT BANK's.
街口支付 JKOPAY ships an update fortnightly, 將來銀行 NEXT BANK monthly. The most recent releases landed on November 1, 2026 and October 23, 2026 respectively.
| Parameter | 街口支付 JKOPAY | 將來銀行 NEXT BANK |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (35 ratings) | 4.0 (2 ratings) — better |
| Positive reviews | 20.8% of reviews | 34.0% of reviews — better |
| Number of ratings | 35 — better | 2 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 184 MB | 336 MB |
| Age rating | 4+ | 4+ |
| Developer | JKOS Network CO., LTD | NEXT BANK, LTD |
Customer experience
街口支付 JKOPAY
將來銀行 NEXT BANK
Bugs and requests
街口支付 JKOPAY
Not enough reviews yet to summarise bugs or requests.
將來銀行 NEXT BANK
Reported bugs
9 issues- Video call verification not connecting
- Transfer address field not allowing paste
- Cursor behavior issue when editing text
- App crashes during video verification attempts
- Login screen freezes
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- Document scanning fails repeatedly
- Notifications are significantly delayed
- City selection field greyed out during application
- Lag when switching between uppercase and lowercase input
Requested features
10 requests- Add a field for transaction remarks/notes
- Add loan payment reminders/notifications
- Add one-click read all messages function
- Add scheduled/预约 transfer function
- Add ability to search transaction details by date range
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- Allow continued use of linked mobile payments during maintenance
- Add hide balance option on transfer screen
- Add option to enable/disable login notifications
- Display monthly card spending details and limits
- Add daily interest calculation feature
In-app purchases
街口支付 JKOPAY
No in-app purchases
將來銀行 NEXT BANK
No in-app purchases
