蚂蚁财富 vs 房贷计算器
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
蚂蚁财富
A comprehensive financial management platform offering a wide range of investment products, including funds, gold, and fixed deposits. It provides real-time market data, personalized watchlists, and a community for investors to share insights and experiences. Manage your assets clearly with daily income tracking and custom grouping.
- Diverse investment products (funds, gold, fixed deposits)
- Real-time market data and analysis
- Personalized watchlists for stocks and funds
- Professional financial community for interaction
- Clear asset management with daily income tracking
- Fund subscription discounts
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蚂蚁财富APP是蚂蚁集团旗下一站式理财平台。包含各类理财产品、理财服务、社区互动等特色功能，平台覆盖超9300支基金，申购费用1折起，致力为投资者提供更安全更全面的一站式理财平台。 【核心页面】 1、首页 余额宝、基金、黄金、定期等理财品类齐全，全面覆盖实时财经资讯、行情信息、市场解读。 2、自选 呈现自选股票&基金实时信息，提供全面及时的自选资讯、大事件、异动提醒等服务。 3、行情 沪深、港股、美股市场行情一应俱全，快速获取股票涨跌排行，了解市场动态。 4、社区 专业金融理财社区，机构大V在线互动，交流投资理念和实战经验，理财路上不再孤单。 5、资产 资产结构简单明了，每日收益一目了然，支持自定义创建资产分组，资产管理更清晰。
房贷计算器
This tool helps users manage mortgage payments with timely reminders to avoid late fees and credit score damage. It calculates various loan types and repayment methods, offering clear repayment plans and up-to-date interest rate information.
- Mortgage repayment reminders
- LPR and standard interest rate calculation
- Commercial, provident fund, and combined loans
- Equal principal and interest repayment
- Equal principal repayment
- Clear repayment plans
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全新的3.0系列大升级，精简业务、突出重点打造全新的产品。重构了整个内部框架，以支持后续持续的功能拓展。需要特别注意的是：”全新的3.0系列不在支持生活模块，把产品的主要定位方向由房贷计算改为房贷还款提醒，着重拓展还款提醒业务”。为得到App Store 推荐官的青睐，上榜官方精品推荐而不断努力。 你是否还在为逾期还房贷影响个人征信而苦恼？ 你是否还在为买房不知选哪种贷款方式而苦闷？ 你是否还在被中介骗而懊悔？ 房贷计算器 - 还款提醒、贷款(LPR)计算 最专业的LPR利率购房计算器 ，又不只是计算器。操作简单，推送提醒不怕逾期影响征信，计算结果精准无误，还能轻松计算各类贷款！是为所有买房子的用户量身打造的专业还款、贷款小助手！ 【还款提醒】 还款日倒计时信息，清晰可见！还会定时推送提醒，不会再逾期。 【方便快捷】 打开即用，直接上手，利率(LPR)自定义，一键计算！ 【多重模式】 商业贷款，公积金贷款，组合贷款全部搞定！等额本息，等额本金还款模式随意切换！ 【清晰排列】 还款计划清晰排列！ 【省钱好手】 不消耗任何流量，精准贷款信息！ 最新的利率方式： 1、普通利率 2、LPR 常用贷款方式： 1、商业贷款 2、公积金贷款 3、组合贷款（商业+公积金贷款） 常用的还款方式 1、等额本息 - 在还款期中每月偿还的金额（本金+利息）是固定不变的； 2、等额本金 - 在还款期中把贷款总额按贷款时间等分，每月偿还一样的本金和剩余贷款在该月所产业的利息，这样由于剩余贷款本金不断减少，而利息也会越来越少，所以每月还款金额（本金+利息）也越来越少。 由于所有的算法都是本人独自根据计算公式所编写的，如果您感觉计算结果和实际的有偏差，麻烦联系我，大家一起努力。 -- 抱紧我们 -- 邮箱：xuuohz@163.com
Screenshots
Verdict
The clearest difference is rating: 房贷计算器 at 4.7 against 蚂蚁财富's 4.2. 房贷计算器 also leads on monetization model (ad-supported vs free with in-app purchases). 蚂蚁财富's advantage is ads (none vs shown) and ratings volume (358 vs 13). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
房贷计算器 holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: 蚂蚁财富 has 358 ratings behind it against 13, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 4, 2026 respectively.
| Parameter | 蚂蚁财富 | 房贷计算器 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (358 ratings) | 4.7 (13 ratings) — better |
| Positive reviews | 54.8% of reviews | — |
| Number of ratings | 358 — better | 13 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 391 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Ant Wealth (Shanghai) Technology Co., Ltd. | 周 徐 |
Customer experience
蚂蚁财富
房贷计算器
In-app purchases
蚂蚁财富
No in-app purchases
房贷计算器
No in-app purchases
